10556 Debreceni
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10556 Debreceni #11

D

4S Ranch, CA 92127

$885,000
NEW — 0d

Soft Appraisal Value: $871,100 · 1.6% above estimate

Beds

3

Baths

2.5

Sqft

1,389

Year Built

2005

Days on Market

0

Property Type

Townhouse

HOA/mo

$366

MLS ID

260012435SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

Welcome to this beautifully upgraded former model home in the highly sought-after San Moritz community of 4S Ranch. This light-filled tri-level townhome offers 3 bedrooms, 2.5 baths of stylish living space designed for comfort and convenience. The spacious kitchen features cherry cabinetry, stainless steel appliances, a center island, and high-end fixtures, opening to an inviting living area with a cozy fireplace. Elegant upgrades throughout include crown molding, plantation shutters, wood floor throughout. Each bedroom offers privacy and functionality, including a versatile third bedroom currently using as an office. The attached 2-car garage includes ample built-in storage and shelving. Residents enjoy access to community amenities including a pool, spa, parks, hiking trails, and nearby shopping and dining. Award-winning Poway Unified School District and easy access to freeway 15.

Mortgage Calculator

Est. Monthly Payment

$5,984

Principal & Interest$4,475
Property Tax$885
Insurance$258
HOA$366
%($177,000)
%

Location

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Investment Score

21D
Est. Monthly Rent
$3,763
Monthly Cashflow

Rent − PITIA

$-2,221
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,824

Mortgage (P+I)
$4,475
Cap Rate
0.88%
Cash-on-Cash
-25.93%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$8,729

NOI (Annual)
$7,812
Price-to-Rent

Lower = better for investors

19.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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