1055 32nd St

1055 32nd St #8

D

San Diego, CA 92102

$1,029,000

Soft Appraisal Value: $1,020,300 · 0.9% above estimate

Beds

3

Baths

2.5

Sqft

1,506

Year Built

2022

Days on Market

61

Property Type

Townhouse

HOA/mo

$328

MLS ID

260001825SD

Description

Modern 3-Bedroom Townhome with Rooftop Deck & Prime Location. Built in 2022, this light-filled and stylish 3-bedroom, 2.5-bath townhome combines modern convenience with thoughtful design. Featuring an open floor plan with soaring 12’ ceilings, LVP floors throughout, and recessed lighting throughout, this home offers a bright and airy living space perfect for both relaxing and entertaining. The gourmet kitchen boasts shaker-style cabinetry, quartz countertops, and stainless steel appliances—ideal for home chefs. A spacious private front patio provides a welcoming entry, while the spectacular rooftop deck is the crown jewel—plumbed for gas and power, ready for BBQs, entertaining, or simply taking in stunning panoramic views. Additional highlights include: central A/C and ceiling fan for year-round comfort, primary custom closet and raised panel doors, slider vanishing screen, convenient side-by-side laundry, direct-access 2-car garage with built-in storage & ceiling racks, powder room for guests, low HOA dues. Perfectly situated near major freeways, top-rated schools, downtown, restaurants, parks, the waterfront, and the world-famous San Diego Zoo, this home offers unbeatable access to everything San Diego has to offer. Don’t miss this rare opportunity to own a newer-build, move-in ready townhome in the heart of the city.

Mortgage Calculator

Est. Monthly Payment

$6,860

Principal & Interest$5,203
Property Tax$1,029
Insurance$300
HOA$328
%($205,800)
%

Investment Score

8D
Est. Monthly Rent
$4,707
Monthly Cashflow

Rent − PITI − HOA

$-2,153
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,093

Mortgage (P+I)
$5,203
Cap Rate
1.29%
Cash-on-Cash
-12.56%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$6,860

NOI (Annual)
$13,319
Price-to-Rent

Lower = better for investors

18.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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