10487 Crosscreek
Ctop 80%Scripps Ranch, CA 92131
2 licensed short-term rentals within ½ mile (1 whole home), from the cities' license and permit lists of Nov 14, 2026.
No unit in this 30-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,348/mo full cashflow at 20% down, 7.36% rate.
Works at $256,880 (63% under asking), or at 90% down.
Rent $3,273/mo from 15 leases of 2-bed condos & townhomes within 2 mi ($3,064–$3,439).
Beds
2
Baths
1.5
Sqft
1,242
Year Built
1981
Days on Market
140
Property Type
Townhouse
HOA/mo
$557
MLS ID
NDP2606167
This property is in Scripps Ranch (92131). View neighborhood stats →
About This Property
Nestled in the highly desirable Scripps Ranch community, this charming 2-bedroom, 1.5-bath townhome offers a comfortable floorplan, peaceful surroundings and an unbeatable location. Freshly painted throughout, the home features a bright and inviting interior with a cozy fireplace and a spacious primary bedroom showcasing vaulted ceilings and a private balcony—perfect for enjoying your morning coffee or unwinding at the end of the day. Two private patios provide additional outdoor living space for relaxing, entertaining, or gardening, while the absence of neighbors behind the home enhances the sense of privacy. Additional highlights include a detached two-car garage with newly finished, textured, and painted walls, enhancing a clean, versatile space for parking, storage or hobbies. Situated in a quiet neighborhood just minutes from top-rated schools, parks, shopping, dining, and convenient access to Interstate 15, this home is the ideal combination of comfort and the sought-after Scripps Ranch lifestyle.
Mortgage Calculator
Est. Monthly Payment
$5,289
Location
Loading map...
Zoned Schools
Elementary
Miramar Ranch Elementary · grades K-5 · San Diego Unified
Middle
Marshall Middle · grades 6-8 · San Diego Unified
High
Scripps Ranch High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,273
Comp Average
$3,367
10060 Scripps Vista Way
2bd / 2.5ba · 1,216 sqft · Townhouse
$649K
Est. $3,429/mo
10070 Scripps Vista Way
2bd / 2.5ba · 1,216 sqft · Townhouse
$645K
Est. $3,316/mo
10950 Ivy Hill Dr
2bd / 2.5ba · 1,288 sqft · Townhouse
$750K
Est. $3,640/mo
10010 Scripps
2bd / 2.5ba · 1,216 sqft · Townhouse
$728K
Est. $3,254/mo
10855 Scripps Ranch Boulevard
2bd / 2ba · 1,291 sqft · Townhouse
$848K
Est. $3,196/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 2-bed condos & townhomes within 2 mi · $3,064–$3,439
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,348/mo short at 20% down; 90% down or +$4,349/mo rent closes it.
- Break-even price
- $256,880
- Break-even rent
- $7,622/mo
- Cashflow at 35% down
- −$2,629/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$4,349/mo above the estimate
$625,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator