
10403 Adamson
Ctop 80%San Diego, CA 92126
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Oct 31, 2026.
No unit in this 56-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$5,714/mo full cashflow at 20% down, 7.49% rate.
Works at $309,131 (71% under asking), or at 98% down.
Rent $3,312/mo from 11 leases of 2-bed condos & townhomes within 2 mi ($3,881–$4,175).
Beds
2
Baths
2.5
Sqft
1,669
Year Built
2023
Days on Market
44
Property Type
Townhouse
HOA/mo
$166
MLS ID
260022685SD
This property is in San Diego (92126). View neighborhood stats →
About This Property
A distinctive three-level residence in Atwood at 3Roots! This floor plan creates meaningful separation between guest, living and primary spaces. The entry level includes an attached two-car garage and a private secondary bedroom with its own full bath and walk-in closet. One level above, the kitchen and main living areas are defined by tall ceilings, oversized windows and abundant natural light, with northeast and southwest exposures providing cross-ventilation. A private deck extends directly from the living area, while a powder room serves this central level. The upper floor has been thoughtfully modified from the original open-loft configuration, with custom doors providing additional separation and privacy. The spacious primary suite accommodates a queen or king bed, with a cozy sitting area nestled beneath the windows. An en-suite bathroom and walk-in closet complete this inviting private retreat. Beyond the sleeping area, the upper level incorporates dedicated office space and concealed laundry cabinetry. The custom doors can remain closed for greater privacy or opened to restore the volume and natural light of the original architectural design. Additional improvements include fully paid-off solar and 220V wiring in the garage for a future EV charger. The home’s position provides an open outlook along the street rather than directly toward another residence. 3Roots places an extensive collection of recreational and outdoor amenities throughout the community, including the Fit & Rec Center, fitness facilities and programming, pools and spa, cabanas and outdoor lounging areas, fire pit and gathering spaces, parks, playgrounds, landscaped open space and an interconnected network of walking, biking and canyon trails. Together, these spaces create opportunities for fitness, recreation and gathering throughout the neighborhood. Its central location also provides convenient access to Sorrento Valley, UTC/La Jolla, UC San Diego and the area’s concentration of technology, biotechnology and medical employment centers, including the UC San Diego Health La Jolla medical campus.
Mortgage Calculator
Est. Monthly Payment
$7,390
Location
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Zoned Schools
Elementary
Jonas Salk Elementary · grades K-5 · San Diego Unified
Middle
Challenger Middle · grades 6-8 · San Diego Unified
High
Mira Mesa High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,312
Comp Average
$4,153
14006 Lumurine Way
2bd / 2ba · 1,645 sqft · Condo
$930K
Est. $4,706/mo
10951 Lotta Court
3bd / 2.5ba · 1,455 sqft · Townhouse
$939K
Est. $4,274/mo
9453 Questa Pointe
3bd / 2.5ba · 1,433 sqft · Townhouse
$899K
Est. $3,840/mo
14535 Dunleer Way
3bd / 2.5ba · 1,625 sqft · Condo
$1.03M
Est. $4,156/mo
14517 Dunleer Way
3bd / 2ba · 1,609 sqft · Condo
$924K
Est. $3,790/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2-bed condos & townhomes within 2 mi · $3,881–$4,175
Blended 50/50 with the zip's market median ($2,658)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,714/mo short at 20% down; 98% down or +$7,421/mo rent closes it.
- Break-even price
- $309,131
- Break-even rent
- $10,733/mo
- Cashflow at 35% down
- −$4,614/mo
- Down payment to break even
- 98%
- Rate to break even
- Not reachable
71% under asking
$7,421/mo above the estimate
$1,028,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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