10353 Pinion Trail
1 / 20

10353 Pinion Trail

Ctop 80%

Escondido, CA 92026

$1,149,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$4,254/mo full cashflow at 20% down, 7.36% rate.

Works at $592,370 (48% under asking), or at 74% down.

Rent $6,225/mo from 7 leases of 4–6 bed houses in 92026 ($5,922–$6,731).

Beds

5

Baths

4.5

Sqft

3,920

Year Built

2004

Days on Market

84

Property Type

Single Family

HOA/mo

$266

MLS ID

260020425SD

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

OWNED SOLAR, GATED COMMUNITY, GOLF COURSE VIEWS! This exceptional residence is nestled within the prestigious gated community of The Summit in Hidden Meadows. Offering 3,920 square feet of thoughtfully designed living space, this expansive five-bedroom (with separate office), four-and-a-half-bath home combines elegance, comfort, and functionality. The inviting floor plan features 20 foot ceilings, stunning cherry wood flooring throughout the main level, creating a warm and sophisticated atmosphere. Designed to accommodate a variety of lifestyles, the home includes 1 bedroom with an attached full bath on the first floor, a dedicated office that can easily serve as an optional sixth bedroom, plus a 1/2 bath. The spacious living areas flow seamlessly into the well-appointed kitchen and family room, ideal for both everyday living and entertaining. Enjoy picturesque views overlooking the Boulder Oaks Golf Course and take advantage of the home’s owned solar system, providing energy efficiency and significant utility savings. This desirable location within the community has no neighbors directly in front or behind the home. Additional highlights include an attached three-car garage, many large windows, and an abundant of natural light throughout. Residents of this highly sought-after community enjoy access to resort-style amenities, including a clubhouse, sparkling pool, and tennis/pickleball courts. Conveniently located in the scenic hills of Hidden Meadows, this remarkable property offers the perfect blend of privacy, luxury, and community living at a great price!

Mortgage Calculator

Est. Monthly Payment

$8,089

Principal & Interest$6,339
Property Tax$1,149
Insurance$335
HOA$266
%($229,800)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Reidy Creek Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

34C
Est. Monthly Rent
$6,225

7 leases of 4–6 bed houses in 92026 · $5,922–$6,731

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,864
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,254

What would make this work?

$4,254/mo short at 20% down; 74% down or +$5,524/mo rent closes it.

Break-even price

48% under asking

$592,370
Break-even rent

$5,524/mo above the estimate

$11,749/mo
Cashflow at 35% down
−$3,065/mo
Down payment to break even

$850,260 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,339
Cap Rate
2.50%
Cash-on-Cash
-22.21%
DSCR

Need ≥ 1.25 for DSCR loan

0.77

NOI (Annual)
$28,764
Price-to-Rent

Lower = better for investors

15.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$4,254/mo