10202 Vista Lusardi #2
Ctop 80%Rancho Peñasquitos, CA 92129
6 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 40-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,726/mo full cashflow at 20% down, 7.43% rate.
Works at $313,759 (61% under asking), or at 88% down.
Rent $3,777/mo from 15 leases of 2-bed condos & townhomes within 1 mi ($3,613–$3,958).
Beds
2
Baths
3
Sqft
1,625
Year Built
2025
Days on Market
97
Property Type
Townhouse
HOA/mo
$498
MLS ID
260019056SD
This property is in Rancho Peñasquitos (92129). View neighborhood stats →
About This Property
This is a model home!! Enjoy pride of ownership every time you come home to this three-story floorplan with two bedrooms, two and a half bathrooms, and an attached two-bay garage. This charming first-floor flex or bedroom offers convenient access to the garage and front door. The 2nd floor opens into a spacious great room and kitchen. Do you enjoy entertaining? Your guests can sip cocktails around the kitchen island while you add the finishing touches to dinner. Upstairs on the third floor, your private retreat is waiting. A spacious walk-in closet and luxurious bathroom connect to your primary suite, while the laundry room is nearby. A second bedroom with its own bathroom is the perfect setup for a roommate or visiting family.
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Est. Monthly Payment
$5,969
Location
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Zoned Schools
Elementary
Los Penasquitos Elementary · grades K-5 · Poway Unified
Middle
Black Mountain Middle · grades 6-8 · Poway Unified
High
Mt. Carmel High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,777
Comp Average
$3,948
11011 Logan Way
2bd / 2.5ba · 1,612 sqft · Townhouse
$799K
Est. $3,792/mo
7885 Via Montebello
2bd / 2.5ba · 1,432 sqft · Townhouse
$775K
Est. $3,744/mo
10862 Everly Way
3bd / 2ba · 1,454 sqft · Townhouse
$995K
Est. $4,024/mo
12568 Rideabout Ct
3bd / 2.5ba · 1,585 sqft · Townhouse
$1.17M
Est. $4,082/mo
8770 Rideabout Lane
3bd / 2.5ba · 1,585 sqft · Townhouse
$1.27M
Est. $4,099/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 2-bed condos & townhomes within 1 mi · $3,613–$3,958
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,726/mo short at 20% down; 88% down or +$4,839/mo rent closes it.
- Break-even price
- $313,759
- Break-even rent
- $8,616/mo
- Cashflow at 35% down
- −$2,894/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$4,839/mo above the estimate
$703,120 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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