1020 Cima Dr
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1020 Cima Dr

D

San Marcos, CA 92078

$1,049,000
NEW — 0d

Beds

4

Baths

2.5

Sqft

1,983

Year Built

1999

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010474SD

This property is in San Marcos (92078). View neighborhood stats →

About This Property

This Discovery Hills home is ready for its next chapter. Tucked away on a quiet cul-de-sac, and the first time on the market since new! This two-story home offers the right blend of size, value, and location in one of San Marcos's best neighborhoods. Once inside, a generous open layout greets you, including a formal living room and family room. These rooms flow into the dining area and kitchen, which features a large counter space and a designer backsplash. Entertaining is a breeze with the open concept and direct backyard access. A large walk-in pantry, laundry room, and a half-bath finish off the first floor. The backyard is your own private oasis full of mature trees and plants. With the oversized patio, you can imagine the peaceful nights by a fire pit or large celebratory gatherings. Upstairs, all four bedrooms offer large closet spaces; three have large walk-in closets. The primary suite feels like a true escape with vaulted ceilings, an oversized bathroom featuring an oversized bathtub, a dual-sink vanity, and a separate shower. Just outside the front door, you’re just moments away from walking trails leading to Discovery Lake or a hike to Devils Peak—a great trail system for the whole family to enjoy, including the four-legged variety. There is no HOA in this community. The single-car garage, one of three garage spaces, was converted into a studio with its own bathroom, perfect for extended guests or a multigenerational family. It can be easily converted back to garage space.

Mortgage Calculator

Est. Monthly Payment

$6,659

Principal & Interest$5,304
Property Tax$1,049
Insurance$306
%($209,800)
%

Location

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Investment Score

10D
Est. Monthly Rent
$3,672
Monthly Cashflow

Rent − PITIA

$-2,987
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,706

Mortgage (P+I)
$5,304
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$9,784

NOI (Annual)
$7,179
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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