1019 Costa Pacifica
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1019 Costa Pacifica #Unit 1409

C

Oceanside, CA 92054

$1,020,000
NEW — 4d

Soft Appraisal Value: $1,001,100 · 1.9% above estimate

Beds

3

Baths

3

Sqft

1,407

Year Built

2007

Days on Market

4

Property Type

Condo

HOA/mo

$775

MLS ID

260014870SD

This property is in Oceanside (92054). View neighborhood stats →

About This Property

COASTAL TOWNHOME-STYLE LIVING JUST STEPS FROM OCEANSIDE HARBOR AND THE BEACH! Located within the gated Seacliff Community, this spacious 3-bedroom, 3-bathroom townhome offers 1,407 sq. ft. of light-filled living space and a unique two-story floorplan that lives like a private residence. The main living level features hardwood flooring, an open-concept living and dining area, and a well-appointed kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar. A bedroom and full bathroom on the main level provide flexibility for guests, a home office, or multigenerational living. The lower level includes a spacious primary suite with a walk-in closet, dual-sink vanity, oversized shower, and generous storage. An additional bedroom, full bathroom, and convenient in-unit laundry complete the downstairs level. Additional highlights include central air conditioning, elevator access, and two assigned parking spaces in a secure enclosed garage. Residents enjoy resort-style amenities including a pool, spa, fitness center, BBQ area, and community room with a full kitchen. Ideally situated within walking distance of Oceanside Harbor, the beach, waterfront dining, shopping, and the San Luis Rey River Trail, this home offers an exceptional opportunity to enjoy the very best of coastal Oceanside living.

Mortgage Calculator

Est. Monthly Payment

$7,250

Principal & Interest$5,158
Property Tax$1,020
Insurance$297
HOA$775
%($204,000)
%

Location

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Investment Score

15D
Est. Monthly Rent
$4,801
Monthly Cashflow

Rent − PITIA

$-2,449
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,403

Mortgage (P+I)
$5,158
Cap Rate
0.89%
Cash-on-Cash
-25.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$10,519

NOI (Annual)
$9,057
Price-to-Rent

Lower = better for investors

17.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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