1001 32nd St #3
Ctop 80%San Diego, CA 92102
16 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 9, 2026.
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$3,275/mo full cashflow at 20% down, 7.43% rate.
Works at $173,426 (71% under asking), or at 99% down.
Rent $2,116/mo from 9 leases of studio–2 bed condos & townhomes within 1 mi ($2,209–$2,713).
Beds
1
Baths
1.5
Sqft
871
Year Built
2026
Days on Market
47
Property Type
Townhouse
HOA/mo
$296.92
MLS ID
260023360SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
Welcome to Golden Ridge! A large, direct-access 1-car garage provides security while also offering additional space for storage. The 1-bedroom plus flex-space layout features 1.5 baths, open living space, and a private balcony. Enjoy modern finishes, low HOA dues, and a convenient small dog park. Close to neighborhood cafés, Balboa Park, and downtown San Diego. See supplement for more. Owned solar is included! Looking for a 1-bedroom home without giving up a garage? This new Golden Ridge townhome offers a large, direct-access 1-car garage with room to make everyday parking and storage easier. Upstairs, the open living area extends to a private balcony, while a separate flex space gives you room to work from home, exercise, or pursue a hobby. The three-level floor plan includes 1 bedroom, 1.5 baths, designer-selected finishes, an upgraded appliance package, and energy-efficient features, including solar. Set in Golden Hill, Golden Ridge puts local cafés, Balboa Park, downtown, and major freeways close to home. It is a practical way to enjoy new construction in one of San Diego’s most connected neighborhoods.
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Est. Monthly Payment
$4,404
Location
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Comparable Properties
4 comps foundThis Property
$2,116
Comp Average
$2,725
335 34th
2bd / 2ba · 912 sqft · Condo
$455K
Est. $2,825/mo
2752 B Street
2bd / 1ba · 770 sqft · Condo
$480K
Est. $2,768/mo
2950 Broadway
2bd / 2ba · 921 sqft · Condo
$499K
Est. $2,878/mo
1019 30th St
1bd / 1.5ba · 858 sqft · Townhouse
$675K
Est. $2,428/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of studio–2 bed condos & townhomes within 1 mi · $2,209–$2,713
Blended 50/50 with the zip's market median ($1,978)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,275/mo short at 20% down; 99% down or +$4,253/mo rent closes it.
- Break-even price
- $173,426
- Break-even rent
- $6,369/mo
- Cashflow at 35% down
- −$2,650/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$4,253/mo above the estimate
$593,901 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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