4310 54th Street #109
Atop 10%San Diego, CA 92115
One license per person in San Diego: whether you can hold it depends on you, not only the home.
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Soft Appraisal Value: $241,600 · 0.6% above estimate
Pass at asking: -$580/mo full cashflow at 20% down, 7.65% rate.
Works at $168,654 (31% under asking), or at 54% down.
Rent $2,150/mo from 13 leases of studio–2 bed condos & townhomes within 0.5 mi, same school area ($2,058–$2,613).
Beds
1
Baths
1
Sqft
700
Year Built
1972
Days on Market
208
Property Type
Condo
HOA/mo
$340
MLS ID
PTP2508193
This property is in San Diego (92115). View neighborhood stats →
About This Property
This bright and modern unit features 1 full bath and a versatile den that can be used as a second bedroom, home office, or guest space. Recently updated throughout with contemporary finishes, new flooring, and stylish fixtures. Perfect as a starter home or investment opportunity. Conveniently located near shopping, dining, and major freeways. Don’t miss this move-in ready gem!
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Est. Monthly Payment
$2,033
Location
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Zoned Schools
Elementary
Fay Elementary · grades PK-5 · San Diego Unified
Middle
Mann Middle · grades 6-8 · San Diego Unified
High
Crawford High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,150
Comp Average
$2,060
4261 49th Street
1bd / 1ba · 660 sqft · Condo
$284K
Est. $1,983/mo
5980 Dandridge Ln
1bd / 1ba · 724 sqft · Condo
$305K
Est. $2,367/mo
4501 Collwood
1bd / 1ba · 686 sqft · Condo
$335K
Est. $1,965/mo
4501 Collwood
1bd / 1ba · 686 sqft · Condo
$335K
Est. $1,878/mo
3980 Faircross Pl
1bd / 1ba · 724 sqft · Condo
$330K
Est. $2,107/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of studio–2 bed condos & townhomes within 0.5 mi, same school area · $2,058–$2,613
Blended 50/50 with the property-level estimate ($1,966)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$580/mo short at 20% down; 54% down or +$754/mo rent closes it.
- Break-even price
- $168,654
- Break-even rent
- $2,904/mo
- Cashflow at 35% down
- −$322/mo
- Down payment to break even
- 54%
- Rate to break even
- 2.80%
31% under asking
$754/mo above the estimate
$131,220 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.65% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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