San Diego

San Diego

D

San Diego, CA 92120

$525,000
NEW — 4d on market

Beds

2

Baths

2

Sqft

1,144

Year Built

1973

Days on Market

4

Property Type

Condo

HOA/mo

$510

MLS ID

260005552SD

View on MLS

Description

This beautifully updated first-floor De Cerro unit offers nearly 1,200 square feet of comfortable living space, featuring two spacious bedrooms and two bathrooms, including a private bath in the primary bedroom. Upgrades include new flooring and baseboards throughout, recessed lighting, and fresh interior paint. The home showcases new fixtures including toilets, faucets, valves, trim, and sinks, along with newer, accessible plumbing. Additional improvements include new vanity cabinets, light fixtures, mirrors, a new electrical panel, and updated switches and outlets for modern convenience. Vertical blinds provide clean window coverings, and the unit opens to a spacious private patio with a generously sized storage closet. The HOA permits the addition of an in-unit laundry area, if desired. Each additional parking space is 30.00 per month

Mortgage Calculator

Est. Monthly Payment

$3,843

Principal & Interest$2,655
Property Tax$525
Insurance$153
HOA$510
%($105,000)
%

Investment Score

8D
Est. Monthly Rent
$2,827
Monthly Cashflow

Rent − PITI − HOA

$-1,016
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,103

Mortgage (P+I)
$2,655
Cap Rate
1.26%
Cash-on-Cash
-11.61%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$3,843

NOI (Annual)
$6,615
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator