San Diego

San Diego

D

, CA 92120

$580,000

Beds

2

Baths

2

Sqft

1,035

Year Built

2005

Days on Market

92

Property Type

Condo

HOA/mo

$540

MLS ID

250044869SD

Description

Welcome to one of the most desirable units in the Rancho Mission Trails community! This second level peaceful and private condo is perfectly situated at the rear of the complex, surrounded by lush greenery and sharing only one wall for added tranquility. Inside, you will find a spacious open floor plan with updated finishes, including granite countertops, gas appliances, and a cozy fireplace for relaxing evenings. Enjoy your morning coffee or evening wind-down on the private balcony. The layout is thoughtfully designed with bedrooms on opposite sides, ideal for privacy or shared living. Additional features include: new carpet, new gas stove, new microwave, new paint throughout, water heater installed in 2022, refrigerator installed in 2023, in-unit washer & dryer, walk-in closets, energy-efficient solar power with low electric bills, light fixtures have been updated to LEDs, many with with dimmer switches, and two non-tandem assigned parking spaces in the garage. Community amenities include beautifully maintained grounds, weight room, a sparkling pool & spa, clubhouse, and picnic areas – perfect for entertaining or unwinding. Just minutes from Mission Valley, shopping, dining, and hiking trails. Don’t miss out on this rare opportunity to own a serene retreat in a prime San Diego location!

Mortgage Calculator

Est. Monthly Payment

$4,222

Principal & Interest$2,933
Property Tax$580
Insurance$169
HOA$540
%($116,000)
%

Investment Score

7D
Est. Monthly Rent

Estimated Rent

$3,007
Monthly Cashflow

Rent − PITI − HOA

$-1,215
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,390

Mortgage (P+I)
$2,933
Cap Rate
1.12%
Cash-on-Cash
-12.57%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.03
Break-even Rent
$4,222

NOI (Annual)
$6,517
Price-to-Rent

Lower = better for investors

16.1

* Defaults: 20% down, 6.5% rate, 30yr.

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