999 N Pacific B200
Ctop 80%Oceanside, CA 92054
Pass at asking: -$5,456/mo full cashflow at 20% down, 7.49% rate.
Works at $292,674 (71% under asking), or at 99% down.
Rent $4,230/mo from 10 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,390–$4,384).
Beds
2
Baths
2
Sqft
1,040
Year Built
1981
Days on Market
1
Property Type
Condo
HOA/mo
$1,000
MLS ID
SW26234650
This property is in Oceanside (92054). View neighborhood stats →
About This Property
Steps from the sand at North Coast Village. This turn-key 2 bed, 2 bath condo is being sold fully furnished, and short-term rentals are allowed. It's hard to find both in an oceanfront complex. You get a corner unit, balcony with an ocean view, and lots of natural light. The 24-hour guard gate gives you peace of mind and makes check-in easy for rental guests. Amenities include pools, spas, a gym, a putting green, ping pong and pool tables, a clubhouse, and BBQ areas, all set among lush landscaping and koi ponds. You can walk to the harbor, the pier, and downtown restaurants. Use it as a vacation rental, a second home, or a full-time residence. It's ready to go on day one.
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Est. Monthly Payment
$7,880
Location
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Comparable Properties
5 comps foundThis Property
$4,230
Comp Average
$3,796
2138 Via Robles
2bd / 2ba · 1,120 sqft · Condo
$619K
Est. $2,954/mo
999 Pacific
2bd / 2ba · 1,157 sqft · Condo
$1.20M
Est. $4,473/mo
1202 Pacific Street
2bd / 1.5ba · 911 sqft · Condo
$899K
Est. $3,667/mo
600 The Strand
2bd / 2ba · 1,039 sqft · Condo
$1.55M
Est. $4,249/mo
1202 Pacific Street
2bd / 2ba · 917 sqft · Condo
$1.17M
Est. $3,638/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,390–$4,384
Blended 50/50 with the zip's market median ($4,236)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,456/mo short at 20% down; 99% down or +$7,086/mo rent closes it.
- Break-even price
- $292,674
- Break-even rent
- $11,316/mo
- Cashflow at 35% down
- −$4,409/mo
- Down payment to break even
- 99%
- Rate to break even
- Not reachable
71% under asking
$7,086/mo above the estimate
$989,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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