975 5th Ave
Ctop 80%Chula Vista, CA 91911
Pass at asking: -$4,332/mo full cashflow at 20% down, 7.36% rate.
Works at $358,252 (61% under asking), or at 88% down.
Rent $3,555/mo from 9 leases of 3-bed houses within 2 mi ($3,232–$3,456).
Beds
3
Baths
1
Sqft
1,190
Year Built
1954
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260025306SD
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Discover an exceptional opportunity in the heart of Chula Vista! This move-in ready 3-bedroom, 1-bath home offers approximately 1,190 sq. ft. of living space plus a fully covered bonus room, perfect for relaxing and entertaining. A beautifully landscaped front-yard oasis welcomes you surrounded with ficus trees, custom paver walkways, drought-tolerant landscaping, and a private fenced setting that creates a peaceful, resort-like atmosphere. Designed for both curb appeal and privacy. Situated on an expansive 12,000+ sq. ft. lot, the property features a spacious backyard with 12 mature fruit trees, an above-ground pool, and ample room for gardening, entertaining, future expansion, or potential ADU development (buyer to verify). The oversized lot provides endless possibilities for homeowners and investors alike. Additional highlights include fully paid solar panels, an upgraded electrical panel, a dedicated laundry room, and high-end included appliances. Conveniently located just minutes from the Gaylord Pacific Resort & Convention Center, schools K-12 including the highly regarded Christian Unified School, shopping, dining, parks, and Interstate 5. A rare opportunity offering space, privacy, energy efficiency, and exceptional future potential in one of Chula Vista's most desirable neighborhoods.
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Est. Monthly Payment
$6,298
Location
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Zoned Schools
Elementary
Rice (Lilian J.) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Chula Vista Middle · grades 7-8 · Sweetwater Union High
High
Chula Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,555
Comp Average
$3,588
1385 Melrose
3bd / 2ba · 1,262 sqft · Single Family
$699K
Est. $3,549/mo
107 Oxford Street
4bd / 3ba · 1,208 sqft · Single Family
$799K
Est. $3,673/mo
350 Tourmaline Court
3bd / 2ba · 1,138 sqft · Single Family
$789K
Est. $3,536/mo
36 E Prospect St
3bd / 2ba · 1,209 sqft · Single Family
$799K
Est. $3,532/mo
935 Cuyamaca Avenue
3bd / 2ba · 1,050 sqft · Single Family
$835K
Est. $3,648/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 3-bed houses within 2 mi · $3,232–$3,456
Blended 50/50 with the zip's market median ($3,856)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,332/mo short at 20% down; 88% down or +$5,626/mo rent closes it.
- Break-even price
- $358,252
- Break-even rent
- $9,181/mo
- Cashflow at 35% down
- −$3,375/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$5,626/mo above the estimate
$814,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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