9633 Canyon Ter
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9633 Canyon Ter #5

D

San Diego, CA 92123

$919,000
NEW — 3d

Beds

3

Baths

2.5

Sqft

1,402

Year Built

2000

Days on Market

3

Property Type

Townhouse

HOA/mo

$265

MLS ID

260008999SD

This property is in San Diego (92123). View neighborhood stats →

About This Property

Located in the highly sought-after Saratoga community, this 3-bedroom, 2.5-bath home offers a bright, open layout designed for comfortable living. The kitchen features upgraded granite countertops and a stylish backsplash that complements the home’s light and airy feel from the moment you step inside. The spacious primary suite includes a walk-in closet, while the attached two-car garage is enhanced by two rare additional parking spaces in front—an uncommon and valuable feature. The first floor showcases upgraded flooring, and the home boasts the largest patio in the complex, offering exceptional privacy with no neighbors behind. Additional highlights include in-unit laundry and central heating and air conditioning. FHA and VA approved, with low HOA dues. Residents of Saratoga at Stonecrest Village enjoy resort-style, pet-friendly amenities, including two pools and spas, a fully equipped fitness center, tennis courts, BBQ areas, a tranquil courtyard, and scenic walking and running trails along the canyon. Ideally located in Mission Valley, you’ll be just minutes from major freeways, shopping, dining, medical centers, entertainment, and close proximity to SDSU and UCSD.

Mortgage Calculator

Est. Monthly Payment

$6,099

Principal & Interest$4,647
Property Tax$919
Insurance$268
HOA$265
%($183,800)
%

Location

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Investment Score

21D
Est. Monthly Rent
$3,854
Monthly Cashflow

Rent − PITIA

$-2,245
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,897

Mortgage (P+I)
$4,647
Cap Rate
0.98%
Cash-on-Cash
-25.44%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$8,915

NOI (Annual)
$8,997
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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