3591 Ruffin Road
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3591 Ruffin Road #125

D

San Diego, CA 92123

$617,500

Soft Appraisal Value: $616,100 · 0.2% above estimate

Beds

3

Baths

2

Sqft

1,080

Year Built

1975

Days on Market

90

Property Type

Condo

HOA/mo

$625

MLS ID

PW25275697

This property is in San Diego (92123). View neighborhood stats →

About This Property

Welcome home to this beautifully remodeled three-bedroom, two-bath-end-unit condo located in the heart of Serra Mesa. Upon entry, you’ll appreciate the laminate flooring throughout and the upgraded kitchen featuring updated countertops, stylish backsplash, and stainless-steel appliances.The spacious living room opens to a private patio perfect for relaxing or entertaining. Down the hallway, you’ll find a full guest bathroom with an updated vanity and modern fixtures, along with two well-sized guest bedrooms equipped with ceiling fans.The primary bedroom features its own beautifully remodeled bathroom featuring designer tiles on the walls and shower floor, a sleek ceiling-mounted rainfall shower head, and a modern freestanding vanity topped with quartz countertops.The community offers resort-style amenities including a Pool, Spa, BBQ, Clubhouse(Recreation Room) areas ideal for entertaining. The unit includes two reserved parking spaces(Labeled L3). An incredible opportunity to own a turnkey home in a prime central location—this one is a must-see!

Mortgage Calculator

Est. Monthly Payment

$4,545

Principal & Interest$3,122
Property Tax$618
Insurance$180
HOA$625
%($123,500)
%

Location

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Investment Score

4D
Est. Monthly Rent
$3,317
Monthly Cashflow

Rent − PITIA

$-1,228
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,505

Mortgage (P+I)
$3,122
Cap Rate
1.20%
Cash-on-Cash
-24.34%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$6,571

NOI (Annual)
$7,404
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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