3591 Ruffin Road

3591 Ruffin Road

D

San Diego, CA 92123

$624,500

Beds

3

Baths

2

Sqft

1,080

Year Built

1975

Days on Market

49

Property Type

Condo

HOA/mo

$625

MLS ID

PW25275697

View on MLS

Description

Welcome home to this beautifully remodeled three-bedroom, two-bath-end-unit condo located in the heart of Serra Mesa. Upon entry, you’ll appreciate the laminate flooring throughout and the upgraded kitchen featuring updated countertops, stylish backsplash, and stainless-steel appliances.The spacious living room opens to a private patio perfect for relaxing or entertaining. Down the hallway, you’ll find a full guest bathroom with an updated vanity and modern fixtures, along with two well-sized guest bedrooms equipped with ceiling fans.The primary bedroom features its own beautifully remodeled bathroom featuring designer tiles on the walls and shower floor, a sleek ceiling-mounted rainfall shower head, and a modern freestanding vanity topped with quartz countertops.The community offers resort-style amenities including a Pool, Spa, BBQ, Clubhouse(Recreation Room) areas ideal for entertaining. The unit includes two reserved parking spaces(Labeled L3). An incredible opportunity to own a turnkey home in a prime central location—this one is a must-see!

Mortgage Calculator

Est. Monthly Payment

$4,589

Principal & Interest$3,158
Property Tax$625
Insurance$182
HOA$625
%($124,900)
%

Investment Score

7D
Est. Monthly Rent

Market Rent Estimate

$3,317
Monthly Cashflow

Rent − PITI − HOA

$-1,272
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,556

Mortgage (P+I)
$3,158
Cap Rate
1.16%
Cash-on-Cash
-12.22%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.05
Break-even Rent
$4,589

NOI (Annual)
$7,226
Price-to-Rent

Lower = better for investors

15.7

* Defaults: 20% down, 6.5% rate, 30yr.

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