9534 Vervain St

9534 Vervain St

D

Rancho Peñasquitos, CA 92129

$1,549,000
NEW — 3d on market

Soft Appraisal Value: $1,528,300 · 1.4% above estimate

Beds

4

Baths

3

Sqft

2,217

Year Built

1987

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007118SD

Description

Located in the highly coveted East of Park Village, this beautifully upgraded home features soaring vaulted ceilings in the living room and abundant natural light, creating a bright and inviting atmosphere. A highly desirable main-level bedroom and full bath adds flexibility for guests or multi-generational living. Enjoy hardwood flooring and partial tile throughout (No Carpet!), dual-pane windows with plantation shutters, and newer exterior paint. Solar panel for energy efficiency. The updated kitchen is appointed with granite countertops, refreshed cabinetry, and stainless steel appliances, all overlooking serene lush backyard through expansive bay windows. The spacious primary suite offers high ceilings and dual closets, while all bathrooms have been tastefully remodeled with cherry cabinetry, tiled showers, and frameless glass enclosures. An oversized upstairs bonus room provides versatile space ideal for a media room, office, or play area. Step outside to a private, beautifully landscaped backyard, perfect for relaxing or entertaining. Updated with drip irrigation for efficient water conservation. Built-in cabinet, Water filtration system for entire house, and epoxy floor in the garage. Ideally located within walking distance to the public library and YMCA, and served by top-rated schools—Canyon View Elementary, Mesa Verde Middle, and Westview High School. Convenient access to shopping, dining, and I-56 completes this exceptional offering. No HOA and No Mello-Roos!

Mortgage Calculator

Est. Monthly Payment

$9,833

Principal & Interest$7,833
Property Tax$1,549
Insurance$452
%($309,800)
%

Investment Score

1D
Est. Monthly Rent
$5,011
Monthly Cashflow

Rent − PITI − HOA

$-4,823
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,266

Mortgage (P+I)
$7,833
Cap Rate
0.44%
Cash-on-Cash
-28.14%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$14,447

NOI (Annual)
$6,800
Price-to-Rent

Lower = better for investors

25.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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