9176 Truman St
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9176 Truman St

D

Rancho Peñasquitos, CA 92129

$1,950,000

Beds

4

Baths

3

Sqft

2,918

Year Built

1986

Days on Market

9

Property Type

Single Family

HOA/mo

N/A

MLS ID

260011937SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Step into your very own slice of paradise in beautiful Rancho Penasquitos! The stunning 4 bed 3 bath home is designed with both comfort and style in mind, offering the perfect blend of functionality and luxury. Thoughtfully remodeled for the use of the owners, with high-end caliber finishes. The 1st floor Primary Retreat is a true standout featuring a spacious sitting or office area, ideal for relaxing mornings or productive work from home days. Additional 1st floor guest bedroom as well! Upstairs you'll find a versatile loft space or game room, along with 2 additional bedrooms bathed in natural light, creating warm and inviting spaces for family or guests alike. The real "show stopper" is the backyard. Imagine endless summer days spent lounging by the sparkling pool, unwinding in the spa, or entertaining friends in your private resort-style oasis. Whether your hosting a BBQ or simply soaking up the sun, this outdoor space is your personal haven. With its flowing layout, thoughtful upgrades, and prime location, this home checks all the boxes. Step into paradise in Rancho Penasquitos! This stunning 4-bed, 3-bath home blends comfort and luxury with high-end finishes throughout. The 1st-floor Primary Retreat features a spacious sitting or office area, perfect for relaxing or working from home. Additional 1st floor guest bedroom on as well! Upstairs, enjoy a versatile loft/game room and two sunlit bedrooms. The backyard steals the show—your private resort with a sparkling pool, spa, and space for entertaining or unwinding. With its flowing layout, thoughtful upgrades, and prime location, this home truly has it all!

Mortgage Calculator

Est. Monthly Payment

$12,379

Principal & Interest$9,860
Property Tax$1,950
Insurance$569
%($390,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,378
Monthly Cashflow

Rent − PITIA

$-7,001
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,863

Mortgage (P+I)
$9,860
Cap Rate
-0.00%
Cash-on-Cash
-30.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$18,187

NOI (Annual)
$-35
Price-to-Rent

Lower = better for investors

30.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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