917 Torrance Street #21
Btop 30%San Diego, CA 92103
136 licensed short-term rentals within ½ mile (89 whole home), from the cities' license and permit lists of Nov 6, 2026.
No unit in this 24-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,647/mo full cashflow at 20% down, 7.43% rate.
Works at $270,259 (56% under asking), or at 82% down.
Rent $3,444/mo from 9 leases of 1–3 bed condos & townhomes within 0.5 mi ($3,147–$3,540).
Beds
2
Baths
2
Sqft
1,052
Year Built
1982
Days on Market
0
Property Type
Condo
HOA/mo
$576
MLS ID
260026378SD
This property is in San Diego (92103). View neighborhood stats →
About This Property
Rare top-floor end unit in desirable Torrance Canyon, ideally located in Mission Hills. This spacious and light-filled 2-bedroom, 2-bath home offers an open, airy floor plan with beautiful southerly canyon views and a covered balcony perfect for enjoying San Diego’s year-round climate. The generous living and dining areas flow into an updated kitchen featuring new countertops, tile flooring, and brand-new appliances, including refrigerator, stove, microwave, and dishwasher. A cozy fireplace adds warmth and character to the main living space. The front bedroom features new carpet, while both bathrooms have been refreshed with newer tile and glass shower doors. Additional upgrades include a newer tankless water heater, in-unit washer and dryer, central heat, and a portable A/C unit. Elevator access, a one-car community garage space, and guest parking add to the convenience. All of this in an exceptional 92103 location, just minutes from Hillcrest, Balboa Park, Fashion Valley, the airport, and everything Mission Hills has to offer.
Mortgage Calculator
Est. Monthly Payment
$4,787
Location
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Zoned Schools
Elementary
Grant K-8 · grades K-8 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
or Roosevelt International Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
San Diego High · grades 9-12 · San Diego Unified
or Point Loma High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,444
Comp Average
$3,473
3450 2nd Ave
2bd / 2ba · 1,048 sqft · Condo
$699K
Est. $3,757/mo
3825 Centre Street
2bd / 2ba · 1,006 sqft · Condo
$699K
Est. $3,313/mo
3650 5th Avenue
2bd / 2ba · 1,055 sqft · Condo
$700K
Est. $3,676/mo
1263 Robinson
2bd / 2ba · 1,046 sqft · Condo
$750K
Est. $3,479/mo
1270 Cleveland Ave
2bd / 2ba · 1,077 sqft · Condo
$769K
Est. $3,140/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 1–3 bed condos & townhomes within 0.5 mi · $3,147–$3,540
Blended 50/50 with the zip's market median ($3,583)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,647/mo short at 20% down; 82% down or +$3,438/mo rent closes it.
- Break-even price
- $270,259
- Break-even rent
- $6,882/mo
- Cashflow at 35% down
- −$2,007/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$3,438/mo above the estimate
$504,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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