
912 Bush Street
Ctop 80%San Diego, CA 92103
One license per person in San Diego: whether you can hold it depends on you, not only the home.
97 licensed short-term rentals within ½ mile (61 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$7,546/mo full cashflow at 20% down, 7.43% rate.
Works at $416,522 (70% under asking), or at 98% down.
Rent $4,154/mo from 17 leases of 1–3 bed houses within 1 mi ($3,826–$4,728).
Beds
2
Baths
2
Sqft
1,153
Year Built
2020
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2610039
This property is in San Diego (92103). View neighborhood stats →
About This Property
Prime location. Welcome to this newly reimagined, single-level, model-perfect home offering a beautiful combination of charm, comfort, quality finishes, and an exceptional central San Diego lifestyle. Thoughtfully updated throughout, this inviting residence features luxury laminated wood flooring, crown molding, recessed lighting, custom cabinetry, and large windows that fill the home with natural light while capturing views of the beautifully landscaped front yard. The spacious living room is warm and welcoming, highlighted by a fabulous fireplace that creates an ideal setting for relaxing or entertaining. The modern kitchen has been tastefully designed with sleek cabinetry, a convenient built-in spice rack, stainless steel appliances, stone countertops, and a charming bay window that brings in additional light and character. The large backyard offers a wonderful extension of the living space, with plenty of grassy area, lush landscaping, and mature fruit trees. Whether enjoying morning coffee, gardening, entertaining friends, or simply relaxing outdoors, the yard provides a peaceful retreat in the heart of the city. Additional features include a spacious basement, ideal for a workshop, storage, hobby area, or creative workspace, along with a covered one-car parking space in the garage. Beyond the home itself, the location is a major highlight. Situated in the desirable 92103 area of San Diego, 912 Bush Street offers convenient access to some of the city’s most beloved neighborhoods and attractions. Enjoy close proximity to Mission Hills, Hillcrest, Old Town, Downtown San Diego, Balboa Park, Little Italy, the waterfront, and San Diego International Airport. This central location offers the best of both worlds: a comfortable residential setting with easy access to restaurants, coffee shops, boutiques, parks, cultural attractions, and the vibrant energy of urban San Diego. From weekend dining in Mission Hills or Hillcrest, to walks through Balboa Park, evenings in Little Italy, or quick access to downtown and the bay, this home places you near the heart of everything San Diego has to offer. Beautifully updated, move-in ready, and ideally located, 912 Bush Street presents a rare opportunity to enjoy single-level living, generous outdoor space, and an exceptional lifestyle in one of San Diego’s most convenient and connected areas.
Mortgage Calculator
Est. Monthly Payment
$9,579
Location
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Zoned Schools
Elementary
Grant K-8 · grades K-8 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
or Roosevelt International Middle · grades 6-8 · San Diego Unified
Choice area: the district lets families here pick either school.
High
San Diego High · grades 9-12 · San Diego Unified
or Point Loma High · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,154
Comp Average
$4,573
4171 1st Ave
3bd / 2ba · 1,197 sqft · Single Family
$1.30M
Est. $4,967/mo
1026 Pascoe
3bd / 4ba · 1,320 sqft · Single Family
$1.23M
Est. $4,704/mo
4042 1st Avenue
3bd / 1ba · 1,129 sqft · Single Family
$1.55M
Est. $4,668/mo
3635 Kite
3bd / 1.5ba · 1,162 sqft · Single Family
$1.59M
Est. $4,512/mo
4134 Stephens St
2bd / 1ba · 990 sqft · Single Family
$1.59M
Est. $4,015/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 1–3 bed houses within 1 mi · $3,826–$4,728
Blended 50/50 with the zip's market median ($3,839)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,546/mo short at 20% down; 98% down or +$9,800/mo rent closes it.
- Break-even price
- $416,522
- Break-even rent
- $13,954/mo
- Cashflow at 35% down
- −$6,089/mo
- Down payment to break even
- 98%
- Rate to break even
- Not reachable
70% under asking
$9,800/mo above the estimate
$1,371,020 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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