909 Eldorado DR

909 Eldorado DR

Ctop 80%

Escondido, CA 92025

$995,000

Pass at asking: -$3,983/mo full cashflow at 20% down, 7.36% rate.

Works at $473,779 (52% under asking), or at 79% down.

Rent $4,702/mo from 19 leases of 3–5 bed houses within 2 mi ($4,423–$4,874).

Beds

4

Baths

2

Sqft

2,088

Year Built

1971

Days on Market

—

Property Type

Single Family

HOA/mo

N/A

MLS ID

260027013SD

This property is in Escondido (92025). View neighborhood stats →

About This Property

Enjoy panaramic views and a peaceful country setting just minutes from I-15 and shopping. Beautifully maintained by its original owner, this move-in ready, single-story home offers four bedrooms, two full bathrooms and an additional office/bonus room. A shared private road with no thru traffic provides access, with mature oak trees and a nearby stream adding to the setting's charm. Numerous improvements include an updated HVAC system, roof replacement, Milgard dual-pane windows, an upgraded primary bathroom, newer water heater, and new attic insulation. Additional features include a quiet whole-house attic fan, automiatic main water shutoff valve, Armadillo mailbox, and updated irrigation controllers. Spacious indoor laundry room with cabinetry and convinient direct access to the side of the home. A recently resurfaced driveway and separate RV parking area without hookups provide extra convinience. The spacious detached two-car garage includes an attached approximate 220-square-foot bonus room ideal for hobbies, projects, or play. Trust sale. Enjoy panaramic views and a peaceful country setting just minutes from I-15 and shopping. Beautifully maintained by its original owner, this move-in ready, single-story home offers four bedrooms, two full bathrooms and an additional office/bonus room. A shared private road with no thru traffic provides access, with mature oak trees and a neary stream adding to the setting's and charm. Numerous improvements include an updated HVAC system, roof replacement in 2021, Milgard dual-pane windows, an upgraded primary bathroom, newer water heater, and new attic insulation. Additional features include a quiet whole-house attic fan, automatic electric main water shutoff valve, and updated irrigation controllers. A recent resurfaced driveway and separate RV parking area without hookups provide extra convinience. The spacious detached two-car garage includes an attached approximate 220-square-foot bonus room ideal for hobbies, projects, or play. Trust sale.

Mortgage Calculator

Est. Monthly Payment

$6,775

Principal & Interest$5,490
Property Tax$995
Insurance$290
%($199,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    L. R. Green Elementary · grades K-5 · Escondido Union

  • Middle

    Bear Valley Middle · grades 6-8 · Escondido Union

  • High

    San Pasqual High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

32C
Est. Monthly Rent
$4,702

19 leases of 3–5 bed houses within 2 mi · $4,423–$4,874

Blended 50/50 with the zip's market median ($4,791)

Monthly Cashflow

Rent − PITIA

-$2,073
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,983

What would make this work?

$3,983/mo short at 20% down; 79% down or +$5,173/mo rent closes it.

Break-even price

52% under asking

$473,779
Break-even rent

$5,173/mo above the estimate

$9,875/mo
Cashflow at 35% down
−$2,954/mo
Down payment to break even

$786,050 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,490
Cap Rate
2.10%
Cash-on-Cash
-24.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$20,898
Price-to-Rent

Lower = better for investors

17.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,983/mo