905 Yosemite Drive

905 Yosemite Drive

Ctop 80%

Chula Vista, CA 91914

$975,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,367/mo full cashflow at 20% down, 7.36% rate.

Works at $403,495 (59% under asking), or at 85% down.

Rent $4,183/mo from 10 leases of 3-bed houses within 2 mi ($4,243–$4,692).

Beds

3

Baths

3

Sqft

1,880

Year Built

2004

Days on Market

0

Property Type

Single Family

HOA/mo

$137

MLS ID

PTP2608406

This property is in Chula Vista (91914). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this beautifully remodeled home in Eastlake Trails North! 3 bedrooms/3 full bathrooms plus an additional BONUS ROOM, perfect for a home office/den. Step inside and enjoy the stylish finishes throughout, including waterproof vinyl flooring, a beautifully updated kitchen featuring white cabinetry, marble backsplash, quartz countertops, a large center island and stainless steel appliances! The bathrooms showcase elegant tile and marble finishes, while the inviting living room features a cozy fireplace. Complete with an upstairs laundry room, newer A/C & water heater and a two car garage. Enjoy the convenience of a low maintenance backyard, ideal for outdoor relaxation and entertaining without the extra upkeep. Access to the wonderful Eastlake III amenities, including the Woods Clubhouse and Creekside Clubhouse, featuring swimming pools, a spa and fitness room. Enjoy beautiful neighborhood parks with BBQ areas, scenic walking and hiking trails and plenty of opportunities to enjoy the outdoors. LOW HOA and MELLO ROOS! With its modern upgrades, functional layout and resort style community amenities, this home is a wonderful opportunity to enjoy the best of Eastlake living. Don't miss your chance to make this exceptional home yours!

Mortgage Calculator

Est. Monthly Payment

$6,776

Principal & Interest$5,379
Property Tax$975
Insurance$284
HOA$137
%($195,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Salt Creek Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

21C
Est. Monthly Rent
$4,183

10 leases of 3-bed houses within 2 mi · $4,243–$4,692

Blended 50/50 with the zip's market median ($3,961)

Monthly Cashflow

Rent − PITIA

-$2,592
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,367

What would make this work?

$4,367/mo short at 20% down; 85% down or +$5,671/mo rent closes it.

Break-even price

59% under asking

$403,495
Break-even rent

$5,671/mo above the estimate

$9,854/mo
Cashflow at 35% down
−$3,358/mo
Down payment to break even

$828,750 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,379
Cap Rate
1.50%
Cash-on-Cash
-26.87%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$14,659
Price-to-Rent

Lower = better for investors

19.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$4,367/mo