8981 Libra
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8981 Libra

C

San Diego, CA 92126

$1,099,000
NEW — 2d

Soft Appraisal Value: $1,080,600 · 1.7% above estimate

Beds

5

Baths

2.5

Sqft

2,138

Year Built

1972

Days on Market

2

Property Type

Single Family

HOA/mo

$38

MLS ID

260016391SD

This property is in San Diego (92126). View neighborhood stats →

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About This Property

The value play you've been waiting for in Mira Mesa. With approximately 2,138 sq. ft. of living space on a 5,500 sq. ft. lot, this home delivers what buyers want most: size, a desirable floor plan, and the chance to create instant equity through cosmetic improvements. Fresh paint and a thorough cleanup have already been completed, allowing you to move in immediately while updating at your own pace. The flexible layout offers multiple room configuration options for today's lifestyle, making it easy to customize to your needs. Homes with this much space, this much potential, and this price point don't come around often. Priced aggressively to reflect cosmetic updates needed and expected to generate significant interest—don't miss your chance!

Mortgage Calculator

Est. Monthly Payment

$7,015

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
HOA$38
%($219,800)
%

Location

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Investment Score

18D
Est. Monthly Rent
$4,523
Monthly Cashflow

Rent − PITIA

$-2,492
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,448

Mortgage (P+I)
$5,557
Cap Rate
1.21%
Cash-on-Cash
-24.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$10,300

NOI (Annual)
$13,307
Price-to-Rent

Lower = better for investors

20.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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