8939 Oviedo Street
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8939 Oviedo Street

D

Rancho Peñasquitos, CA 92129

$1,550,000
NEW — 0d on market

Beds

4

Baths

3.5

Sqft

2,984

Year Built

1978

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603360

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

If you’ve been searching for a custom remodeled and expanded home in an award-winning school district on the famous Christmas Card Lane in Rancho Peñasquitos, your search ends here. This thoughtfully designed residence offers 4 bedrooms, a dedicated home office, 3.5 bathrooms, and a two-car garage with ample storage. A spacious bonus room—complete with its own kitchenette and bathroom and conveniently located near the pool—was designed to accommodate social gatherings of all kinds. With nearly 3,000 sq ft of highly flexible, open-concept living space, the kitchen sits at the heart of the home, creating a natural hub for everyday living and entertaining. Over 35 windows, sliders, and skylights flood the home with natural light. A one-of-a-kind covered rooftop deck overlooks a private backyard. The home is equipped with entertainers’ double ovens, ideal for hosting, and fully paid-for solar, delivering long-term energy efficiency and added value. Ideally located close to highly rated public elementary, middle, and high schools, and set in an established, desirable neighborhood offering a wide variety of sports, enrichment, and community amenities. A rare opportunity for flexible living, entertaining, and long-term comfort.

Mortgage Calculator

Est. Monthly Payment

$9,840

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
%($310,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$5,285
Monthly Cashflow

Rent − PITIA

$-4,555
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,062

Mortgage (P+I)
$7,838
Cap Rate
0.60%
Cash-on-Cash
-27.34%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$14,456

NOI (Annual)
$9,309
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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