891 Cayley Ave

891 Cayley Ave

D

San Marcos, CA 92069

$1,499,900

Soft Appraisal Value: $1,490,300 · 0.6% above estimate

Beds

4

Baths

3.5

Sqft

2,835

Year Built

2023

Days on Market

70

Property Type

Single Family

HOA/mo

$393

MLS ID

2600596SD

Description

Newer construction NextGen home w/ attached ADU in San Marcos offering flexible multigenerational living & income potential. Private entry-level ADU includes separate entrance, living area, kitchenette, bedroom, full bath, and laundry. Ideal for guests, extended family or rental income. Dining with 25’ ceilings, open-concept layout, chef’s kitchen w/ quartz countertops & designer backsplash. Downstairs primary suite. Seamless indoor-outdoor to covered California Room. Professionally landscaped yard. View fencing w/ open space behind. Owned solar, luxury vinyl plank flooring, motorized blinds. Quiet cul-de-sac location near parks, trails, shopping, & top-rated San Marcos schools.

Mortgage Calculator

Est. Monthly Payment

$9,915

Principal & Interest$7,584
Property Tax$1,500
Insurance$437
HOA$393
%($299,980)
%

Investment Score

3D
Est. Monthly Rent
$5,518
Monthly Cashflow

Rent − PITI − HOA

$-4,396
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,915

Mortgage (P+I)
$7,584
Cap Rate
0.54%
Cash-on-Cash
-17.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$9,914

NOI (Annual)
$8,029
Price-to-Rent

Lower = better for investors

22.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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