889 Date #541
Btop 30%San Diego, CA 92101
125 licensed short-term rentals within ½ mile (99 whole home), from the cities' license and permit lists of Nov 7, 2026.
No unit in this 38-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,173/mo full cashflow at 20% down, 7.43% rate.
Works at $216,195 (57% under asking), or at 83% down.
Rent $3,133/mo from 1 lease in this building (±1 bed).
Beds
1
Baths
2
Sqft
971
Year Built
2007
Days on Market
96
Property Type
Condo
HOA/mo
$752
MLS ID
260019005SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Stunning Top-Floor Loft at Aloft in Cortez Hill Experience downtown living at its finest in this beautifully maintained top-floor residence, perfectly positioned with captivating views of the iconic El Cortez Hotel sign. The private balcony overlooks the resort-style amenities, including a sparkling pool, fire pits, and inviting cabanas—an ideal setting for relaxation or entertaining. Located in one of downtown’s most desirable pockets, this home offers the best of both worlds: close proximity to major freeways, top restaurants, and PETCO Park, yet tucked away in a peaceful, tree-lined neighborhood. Urban, stylish, and serene—this is downtown living done right. Stunning Top-Floor Loft at Aloft in Cortez Hill Experience downtown living at its finest in this beautifully maintained top-floor residence, perfectly positioned with captivating views of the iconic El Cortez Hotel sign. The private balcony overlooks the resort-style amenities, including a sparkling pool, fire pits, and inviting cabanas—an ideal setting for relaxation or entertaining. Located in one of downtown’s most desirable pockets, this home offers the best of both worlds: close proximity to major freeways, top restaurants, and PETCO Park, yet tucked away in a peaceful, tree-lined neighborhood. Urban, stylish, and serene—this is downtown living done right
Mortgage Calculator
Est. Monthly Payment
$4,169
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,133
Comp Average
$2,962
1150 J Street
1bd / 1ba · 966 sqft · Condo
$399K
Est. $2,988/mo
1150 J Street
1bd / 1ba · 994 sqft · Condo
$539K
Est. $3,020/mo
525 11th Avenue
1bd / 1.5ba · 969 sqft · Condo
$495K
Est. $2,652/mo
301 G St
1bd / 1ba · 961 sqft · Condo
$600K
Est. $3,322/mo
1050 Island Ave.
1bd / 2ba · 1,003 sqft · Condo
$580K
Est. $2,829/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building (±1 bed)
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,173/mo short at 20% down; 83% down or +$2,822/mo rent closes it.
- Break-even price
- $216,195
- Break-even rent
- $5,955/mo
- Cashflow at 35% down
- −$1,653/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$2,822/mo above the estimate
$414,170 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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