8860 Villa La Jolla

8860 Villa La Jolla #314

D

La Jolla, CA 92037

$799,000

Soft Appraisal Value: $638,600 · 25.1% above estimate

Beds

2

Baths

2

Sqft

1,080

Year Built

1983

Days on Market

21

Property Type

Condo

HOA/mo

$706

MLS ID

260006087SD

Description

Top-floor La Jolla condo with views in the well-kept Boardwalk community—tucked off the street for added peace and privacy. Take in a panoramic outlook from a bright, open living room. Vaulted ceilings, crown molding, a cozy fireplace, new LVP flooring and in-unit washer/dryer. Two large assigned parking spaces. Stroll to UCSD, shopping, restaurants, and the movies. West of I-5 and just minutes to freeways, top hospitals, and La Jolla’s beaches. Great as a full-time residence, campus-close getaway, or long-term investment.

Mortgage Calculator

Est. Monthly Payment

$5,778

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$706
%($159,800)
%

Investment Score

1D
Est. Monthly Rent
$3,373
Monthly Cashflow

Rent − PITIA

$-2,405
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,847

Mortgage (P+I)
$4,040
Cap Rate
0.29%
Cash-on-Cash
-28.89%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$8,369

NOI (Annual)
$2,321
Price-to-Rent

Lower = better for investors

19.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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