8746 Tillage Lane
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8746 Tillage Lane

C

4S Ranch, CA 92127

$3,350,000
NEW — 2d

Beds

5

Baths

4.5

Sqft

4,048

Year Built

2014

Days on Market

2

Property Type

Single Family

HOA/mo

$630

MLS ID

NDP2606156

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

Experience elevated living in this exceptional view home within the prestigious guard-gated community of The Lakes Above Rancho Santa Fe. Showcasing timeless architecture and modern luxury, this stunning residence offers approximately five spacious bedrooms, five bathrooms, a formal dining room, expansive living and family rooms, and a versatile bonus space ideal for a home office, gym, media room, or game room. Designed to impress, the home features soaring ceilings, abundant natural light, and a seamless open-concept floor plan that effortlessly blends indoor and outdoor living. The heart of the home is the spectacular great room, where the chef's kitchen flows seamlessly into the living and family rooms, creating an ideal setting for both everyday living and grand-scale entertaining. Thoughtfully curated designer finishes, premium stainless-steel appliances, owned solar, and pool solar further enhance the home's modern appeal. A desirable first-floor bedroom and full bath provide flexibility for guests or multigenerational living, while four additional bedrooms upstairs offer privacy and comfort for family and visitors alike. Step outside to your private resort-style backyard, perfectly designed to embrace Southern California's year-round lifestyle. The expansive California Room overlooks a sparkling upgraded pool and spa, creating a true indoor-outdoor experience. Entertain with ease at the built-in barbecue island featuring stainless steel amenities and bar seating, all while enjoying beautiful views and tranquil surroundings. Residents of The Lakes Above Rancho Santa Fe enjoy an unparalleled lifestyle with proximity to the charming Village of Rancho Santa Fe, premier shopping, dining, and convenient access to I-15 and SR-56. The home is located within the award-winning Poway Unified School District, serving highly acclaimed schools including Del Sur Elementary and Del Norte High School. At the center of the community, The Crosby Club at Rancho Santa Fe offers optional membership opportunities, providing access to world-class golf, exceptional dining, tennis, pickleball, a state-of-the-art fitness center, and an active social calendar—completing the luxury lifestyle that makes The Lakes one of North County's most sought-after communities.

Mortgage Calculator

Est. Monthly Payment

$21,897

Principal & Interest$16,939
Property Tax$3,350
Insurance$977
HOA$630
%($670,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,854
Monthly Cashflow

Rent − PITIA

$-14,042
Full Cashflow

Incl. vacancy, PM, maint, capex

$-18,641

Mortgage (P+I)
$16,939
Cap Rate
-0.61%
Cash-on-Cash
-33.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$32,062

NOI (Annual)
$-20,413
Price-to-Rent

Lower = better for investors

35.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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