10928 La Alberca Avenue
1 / 20

10928 La Alberca Avenue

D

4S Ranch, CA 92127

$2,149,000

Soft Appraisal Value: $2,085,200 · 3.1% above estimate

Beds

4

Baths

3

Sqft

2,687

Year Built

2001

Days on Market

9

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2604718

This property is in 4S Ranch (92127). View neighborhood stats →

Virtual Tour

About This Property

Nestled within the highly sought-after community of 4S Ranch, this beautifully appointed single-level residence offers 4 bedrooms, 3 bathrooms, soaring ceilings, and breathtaking panoramic views of Black Mountain and the rolling hills to the west. Thoughtfully designed with timeless elegance and exceptional functionality, the home embodies the very best of California indoor-outdoor living. A gracious entry welcomes you into an expansive single-level floor plan featuring a formal living room with a warm fireplace and a separate family room enhanced by custom built-in cabinetry, an inviting fireplace, and seamless connectivity to the chef’s kitchen. The versatile formal living space also lends itself beautifully as a private office, playroom, or additional lounge area. Designed with entertaining in mind, the formal dining room showcases elegant built-ins that provide both sophistication and practical storage. At the heart of the home, the gourmet kitchen is beautifully appointed with crisp white cabinetry, granite countertops, stone and tile backsplash, an oversized center island, Wolf induction cooktop with gas burner, and a Monogram built-in electric steam oven blending luxury, style, and everyday functionality. The expansive primary suite serves as a peaceful retreat overlooking the serene backyard setting. The spa-inspired primary bath features dual vanities, a spacious walk-in shower with mosaic tile flooring, and a custom-designed walk-in closet complete with built-in organization. Two secondary bedrooms are connected by a Jack-and-Jill bath, while an additional full bathroom is ideally situated near the fourth bedroom for added privacy and convenience. Designed to embrace effortless indoor-outdoor living, the backyard is an entertainer’s dream. A custom-built sunroom provides an additional flexible gathering space, while the beautifully curated outdoor setting features a built-in BBQ and refrigerator, turf lawn, multiple seating and entertaining areas, and stunning unobstructed sunset views. Additional highlights include a spacious laundry room with sink and abundant storage, an owned solar system, and an attached 3-car garage. Ideally located within the acclaimed Poway Unified School District and just moments from the I-15 and CA-56 freeways, residents enjoy convenient access to premier shopping, dining, parks, recreation, and top-rated schools. This exceptional Bernardo Springs residence offers an elevated lifestyle defined by comfort, sophistication, and scenic beauty.

Mortgage Calculator

Est. Monthly Payment

$13,767

Principal & Interest$10,867
Property Tax$2,149
Insurance$627
HOA$125
%($429,800)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$5,644
Monthly Cashflow

Rent − PITIA

$-8,124
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,212

Mortgage (P+I)
$10,867
Cap Rate
-0.19%
Cash-on-Cash
-31.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$20,206

NOI (Annual)
$-4,151
Price-to-Rent

Lower = better for investors

31.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator