8581 Villa La Jolla Dr
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8581 Villa La Jolla Dr #N

B

La Jolla, CA 92037

$545,000
NEW — 2d

Soft Appraisal Value: $535,700 · 1.7% above estimate

Beds

1

Baths

1

Sqft

504

Year Built

1972

Days on Market

2

Property Type

Condo

HOA/mo

$399

MLS ID

260016466SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Welcome to your Villa La Jolla condo, located in a desirable community offering comfort, convenience, and coastal living. This clean, light-filled, open concept condo is ideally located less than 2 miles from UC San Diego and minutes from La Jolla beaches, shopping, dining, recreation, and world-class medical centers. Features include a bright living space, functional kitchen with new appliances, bedroom with ample storage, full bath, large private patio, assigned carport parking, and resort-style amenities including two pools, spas, gym and laundry facilities.

Mortgage Calculator

Est. Monthly Payment

$3,859

Principal & Interest$2,756
Property Tax$545
Insurance$159
HOA$399
%($109,000)
%

Location

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Investment Score

32C
Est. Monthly Rent
$2,406
Monthly Cashflow

Rent − PITIA

$-1,453
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,460

Mortgage (P+I)
$2,756
Cap Rate
0.65%
Cash-on-Cash
-27.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$5,601

NOI (Annual)
$3,545
Price-to-Rent

Lower = better for investors

18.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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