8515 Villa La Jolla Drive

8515 Villa La Jolla Drive

D

La Jolla, CA 92037

$625,000
NEW — 0d on market

Beds

1

Baths

1

Sqft

691

Year Built

1972

Days on Market

0

Property Type

Condo

HOA/mo

$399

MLS ID

OC26066307

View on MLS

Description

Remodeled La Jolla condo must see! One bedroom & one bath in the highly desirable Villa La Jolla complex. Ideally located close to UCSD, shopping, dining, trolley and minutes from the beach. Open floor plan with large gourmet kitchen granite countertops and stainless steel appliances and upgraded white cabinetry with glass inlay, plenty of storage space. Very bright open space living room, kitchen, dining area which leads onto a large private deck area great for entertaining indoor/outdoor living space. Ceiling fans and wall air conditioner. Dedicated reserved parking space and guest space. Community amenities clubhouse, gym, pool and spa.

Mortgage Calculator

Est. Monthly Payment

$4,367

Principal & Interest$3,160
Property Tax$625
Insurance$182
HOA$399
%($125,000)
%

Investment Score

2D
Est. Monthly Rent
$2,596
Monthly Cashflow

Rent − PITI − HOA

$-1,770
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,888

Mortgage (P+I)
$3,160
Cap Rate
0.52%
Cash-on-Cash
-27.73%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$6,347

NOI (Annual)
$3,265
Price-to-Rent

Lower = better for investors

20.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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