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8511 Fensmuir St
1 / 20

8511 Fensmuir St

D

San Diego, CA 92123

$975,000

Soft Appraisal Value: $970,500 · 0.5% above estimate

Beds

3

Baths

2

Sqft

1,161

Year Built

1958

Days on Market

34

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008139SD

This property is in San Diego (92123). View neighborhood stats →

Virtual Tour

About This Property

Single-story ranch home in the heart of Serra Mesa — 15 minutes to anywhere in San Diego via I-805, I-163, SR-8, and SR-52. Walking distance to Angier Elementary, Cabrillo Heights Park (open 24/7), and Navy Exchange. Five minutes to Rady Children's, Sharp Memorial, and Sharp Mary Birch hospitals. 3 BED | 2 BATH | SINGLE-STORY RANCH SOLAR + EV: Fully paid-off solar system transfers free and clear — no lease, no loan assumption, no monthly solar payment. EV charging station installed in 2-car garage. INSIDE: Open-concept kitchen | Full HVAC | Ceiling fans throughout | Smart thermostat | Keyless entry OUTSIDE: Private fenced backyard with artificial turf and pergola — built for year-round entertaining. Fresh exterior paint and updated landscaping. No immediate to-do list. LOCATION: Walking distance to Angier Elementary and Cabrillo Heights Park (open 24/7). Navy Exchange nearby. Quick access to I-805, I-163, SR-8, and SR-52. Turnkey. Move-in ready. Built for the long haul.

Mortgage Calculator

Est. Monthly Payment

$6,190

Principal & Interest$4,930
Property Tax$975
Insurance$284
%($195,000)
%

Location

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Investment Score

23D
Est. Monthly Rent
$3,982
Monthly Cashflow

Rent − PITIA

$-2,207
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,935

Mortgage (P+I)
$4,930
Cap Rate
1.22%
Cash-on-Cash
-24.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,093

NOI (Annual)
$11,936
Price-to-Rent

Lower = better for investors

20.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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