8504 Galway
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8504 Galway

C

Rancho Peñasquitos, CA 92129

$2,600,000
NEW — 3d

Soft Appraisal Value: $2,649,400 · 1.9% below estimate

Beds

5

Baths

4.5

Sqft

3,883

Year Built

2002

Days on Market

3

Property Type

Single Family

HOA/mo

$106

MLS ID

260014896SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

Virtual Tour

About This Property

You've been waiting to be wowed...and now the wait is finally over! Oversized lot offering privacy and views at the end of a cul de sac. 3 car garage, owned solar, lovingly maintained property with fresh paint and new flooring. Located in the highly acclaimed Poway School District, with a mello-roos that is almost at its term, and low HOA! This is not just a home, it's a unicorn! A sense of grandeur greets you the moment you step inside. From the sweeping hallways and soaring ceilings to the oversized doorways, generous rooms, and a chef-worthy kitchen that leaves a lasting impression. The downstairs ensuite can accommodate even a king size bed for multi-generational living. Upstairs has 4 additional bedrooms plus an office/retreat off the primary(that can also serve as a 6th bedroom). Outdoors, the swaying palm trees invite you to the backyard to enjoy the heated PebbleTec pool/spa and water features. Grill up some filets on the built-in BBQ and then gather around the fireplace to watch the sunset as the cool breeze rolls in. Adobe Bluffs Elementary, a quick walk down the road, is scored a 10/10 on Great Schools and offers the sought after Madarin immersion program. This property also has the unique option to attend either of two 10/10 high schools. Westview High School, accessed via a short walking trail or Mt Carmel High School. Memories are waiting to be made here!

Mortgage Calculator

Est. Monthly Payment

$16,611

Principal & Interest$13,147
Property Tax$2,600
Insurance$758
HOA$106
%($520,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$7,597
Monthly Cashflow

Rent − PITIA

$-9,014
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,928

Mortgage (P+I)
$13,147
Cap Rate
0.10%
Cash-on-Cash
-29.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$24,387

NOI (Annual)
$2,628
Price-to-Rent

Lower = better for investors

28.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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