836 Makani St

836 Makani St

Btop 30%

Chula Vista, CA 91911

$585,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,393/mo full cashflow at 20% down, 7.36% rate.

Works at $271,973 (54% under asking), or at 80% down.

Rent $2,995/mo from 8 leases of 2-bed condos & townhomes within 2 mi ($3,058–$3,160).

Beds

2

Baths

2.5

Sqft

1,143

Year Built

2024

Days on Market

0

Property Type

Townhouse

HOA/mo

$228

MLS ID

260026942SD

This property is in Chula Vista (91911). Browse neighborhood analytics →

About This Property

Built in 2024, this Lennar home in Prism at Sunbow delivers near-new quality without the wait. The open great room, kitchen and dining level flows to a private deck made for morning coffee and evening wind-downs. Wide-plank LVP, plush upgraded carpet and faux-wood blinds throughout mean nothing left to buy. Upstairs, the owner's suite offers a walk-in closet and private bath, plus a second bedroom, full bath and convenient laundry. Attached 2-car garage. Outside your door, Sunbow feels like a resort: clubhouse, pool and spa, fitness center, pickleball, tennis and basketball courts, playgrounds and dog parks. The community is known for bringing neighbors together with pickleball tournaments, yoga, catered gatherings and seasonal celebrations. Minutes to Otay Ranch Town Center with easy access to I-805 and SR-125 for downtown, the beaches and beyond. This is the lifestyle buyers search for. Schedule your private showing today!

Mortgage Calculator

Est. Monthly Payment

$4,211

Principal & Interest$3,228
Property Tax$585
Insurance$171
HOA$228
%($117,000)
%
Loan Term

Location

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Investment Score

47B
Est. Monthly Rent
$2,995

8 leases of 2-bed condos & townhomes within 2 mi · $3,058–$3,160

Blended 50/50 with the zip's market median ($2,908)

Monthly Cashflow

Rent − PITIA

-$1,217
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,393

What would make this work?

$2,393/mo short at 20% down; 80% down or +$3,108/mo rent closes it.

Break-even price

54% under asking

$271,973
Break-even rent

$3,108/mo above the estimate

$6,103/mo
Cashflow at 35% down
−$1,788/mo
Down payment to break even

$468,000 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,228
Cap Rate
2.02%
Cash-on-Cash
-24.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$11,813
Price-to-Rent

Lower = better for investors

16.3

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,393/mo