834 Cole Ranch Road
Dbottom 20%Encinitas, CA 92024Neighborhood: Olivenhain
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$14,566/mo full cashflow at 20% down, 7.36% rate.
Works at $693,017 (73% under asking); even all cash loses money at asking.
Rent $6,878/mo from 9 leases of 3–5 bed houses within 1 mi ($5,727–$7,874).
Beds
4
Baths
2
Sqft
1,874
Year Built
1975
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2610237
This property is in Encinitas (92024). View neighborhood stats →
About This Property
Let's get the backyard party started! This fully updated one-story ranch on a flat 1/2 acre in Olivenhain is like having your own private club. The primary suite opens directly to the pool and spa, the new putting green, batting cage, and new upscale pickleball court - plus the usable backyard had premium turf installed this year too! The home's large great room features a majestic fireplace, vaulted wood-beamed ceilings, and newer wide-plank floors - plus the practically-new kitchen was upgraded with white quartz counters, new cabinetry, and Bosch and stainless appliances. Three additional bedrooms and a second updated bath give you plenty of guest, office, or studio space. RV parking (plus room for ADU), central A/C, two-story storage shed, and an attached 2-car garage with laundry plumbed for 2W/2D. On sewer too. All one level, nothing to fix, plenty of fun! One-story homes are the hot ticket. Everyone wants one, but so few for sale!
Mortgage Calculator
Est. Monthly Payment
$17,696
Location
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Zoned Schools
Elementary
Olivenhain Pioneer Elementary · grades K-6 · Encinitas Union Elementary
Middle
Diegueno Middle · grades 7-8 · San Dieguito Union High
High
La Costa Canyon High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,878
Comp Average
$6,636
156 Cerro
4bd / 2.5ba · 1,836 sqft · Single Family
$1.82M
Est. $6,775/mo
470 Jolina
4bd / 2ba · 1,852 sqft · Single Family
$1.79M
Est. $6,005/mo
1605 Blossom Field Way
4bd / 2.5ba · 1,967 sqft · Single Family
$1.85M
Est. $6,284/mo
1584 Hawk View Drive
4bd / 2ba · 1,783 sqft · Single Family
$1.97M
Est. $6,251/mo
637 Sparta Drive
4bd / 4ba · 2,051 sqft · Single Family
$2.60M
Est. $7,865/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 3–5 bed houses within 1 mi · $5,727–$7,874
Blended 50/50 with the zip's market median ($7,637)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$14,566/mo short at 20% down; +$18,917/mo rent closes it.
- Break-even price
- $693,017
- Break-even rent
- $25,795/mo
- Cashflow at 35% down
- −$11,877/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
73% under asking
$18,917/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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