832 Grapevine Road
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832 Grapevine Road

Ctop 80%

Vista, CA 92083

$929,900

Pass at asking: -$4,078/mo full cashflow at 20% down, 7.36% rate.

Works at $396,216 (57% under asking), or at 84% down.

Rent $3,933/mo from 14 leases of 3-bed houses within 2 mi ($3,607–$4,269).

Beds

3

Baths

2

Sqft

1,543

Year Built

1985

Days on Market

63

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608475

This property is in Vista (92083). Browse neighborhood analytics →

Virtual Tour

About This Property

You can make this your home for the Holidays! Single-story living, a spacious quarter-acre lot, and your own private swim pool and spa! Discover this inviting Vista home featuring 3 bedrooms, 2 bathrooms, and approximately 1,543 sq. ft. of living space. The backyard offers an ideal setting for relaxation and entertaining, featuring an in-ground Expert AquaStream 17 swim pool and spa, stamped concrete patio, synthetic turf, and extensive paver hardscaping for easy maintenance. Inside, the open floor plan and vaulted ceilings create a bright, spacious atmosphere, complemented by a focal point fireplace in the main living area. Additional features include dual-pane windows, new baseboards, and a refreshed kitchen with painted cabinetry and updated hardware. Notable improvements include copper plumbing and an upgraded, solar-ready electrical panel. Paver hardscaping extends throughout the front, side, and rear yards, while the attached 2-car garage offers additional convenience and storage. With its generous lot, inviting outdoor spaces, and valuable property upgrades, this home offers a wonderful opportunity to enjoy the Southern California lifestyle. Seller may consider buyer concessions with an acceptable offer, which may be applied toward an interest rate buydown or a portion of the buyer's non-recurring closing costs, subject to lender approval and applicable guidelines. Broker and broker’s agents do not guarantee accuracy of square footage, bedroom/bathroom count, lot size, lot lines/dimensions, school boundaries, or property condition. Buyer to independently verify all information.

Mortgage Calculator

Est. Monthly Payment

$6,332

Principal & Interest$5,130
Property Tax$930
Insurance$271
%($185,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Grapevine Elementary · grades K-5 · Vista Unified

  • Middle

    Madison Middle · grades 6-8 · Vista Unified

  • High

    Rancho Buena Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$3,933

14 leases of 3-bed houses within 2 mi · $3,607–$4,269

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,398
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,078

What would make this work?

$4,078/mo short at 20% down; 84% down or +$5,296/mo rent closes it.

Break-even price

57% under asking

$396,216
Break-even rent

$5,296/mo above the estimate

$9,229/mo
Cashflow at 35% down
−$3,116/mo
Down payment to break even

$781,116 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,130
Cap Rate
1.61%
Cash-on-Cash
-26.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$14,991
Price-to-Rent

Lower = better for investors

19.7

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,078/mo