8310 Regents Rd #2A
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8310 Regents Rd #2A

Btop 30%

San Diego, CA 92122

$525,000
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 2, 2026.

No unit in this 43-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,219/mo full cashflow at 20% down, 7.49% rate.

Works at $237,260 (55% under asking), or at 81% down.

Rent $3,083/mo from 26 leases of 2-bed condos & townhomes within 0.5 mi, same school area ($3,030–$3,197).

Beds

2

Baths

2

Sqft

898

Year Built

1985

Days on Market

101

Property Type

Condo

HOA/mo

$544.07

MLS ID

260018130SD

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Beautifully remodeled light & bright end-unit condo. Popular floor plan with spacious bedrooms on the opposite sides of the unit. Kitchen features gorgeous white quartz counters, white shaker cabinets & stainless steel appliances. Newer upgraded carpet, wood-like laminate flooring, upgraded baseboards, custom paint & upgraded bathroom vanities. Offers a private patio w/ storage closet. Two car tandem garage with large storage cabinet. Gated community, close to UCSD, restaurants, theaters, shops & more.

Mortgage Calculator

Est. Monthly Payment

$4,156

Principal & Interest$2,934
Property Tax$525
Insurance$153
HOA$544
%($105,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Doyle Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

48B
Est. Monthly Rent
$3,083

26 leases of 2-bed condos & townhomes within 0.5 mi, same school area · $3,030–$3,197

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,073
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,219

What would make this work?

$2,219/mo short at 20% down; 81% down or +$2,882/mo rent closes it.

Break-even price

55% under asking

$237,260
Break-even rent

$2,882/mo above the estimate

$5,965/mo
Cashflow at 35% down
−$1,669/mo
Down payment to break even

$425,250 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,934
Cap Rate
1.99%
Cash-on-Cash
-25.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$10,422
Price-to-Rent

Lower = better for investors

14.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,219/mo