830 Pismo
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830 Pismo

D

San Diego, CA 92109

$999,000
NEW — 3d

Beds

2

Baths

2

Sqft

750

Year Built

1941

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010109SD

This property is in San Diego (92109). View neighborhood stats →

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About This Property

Live the ultimate Mission Beach lifestyle with this rare coastal opportunity just steps from both the Pacific Ocean and Mission Bay. Ideally located on a quiet cul-de-sac in the heart of Mission Beach, the property is within easy walking distance to the sand, bayfront paths, popular restaurants, coffee shops, and Santa Clara Park. Renovated between 2017 and 2021, the property features a thoughtfully reconfigured layout, offering a single-family residence with a detached rear studio, creating flexible living options for owner-occupants, guests, or potential rental use. The studio features a private entrance and a full kitchen, making it well-suited for extended stays or as additional living space. Whether you're seeking a beachside home, vacation retreat, or investment opportunity, this centrally located Mission Beach property offers a rare combination of location, versatility, and coastal charm just moments from both the beach and the bay. Financial information available upon request. Property Features & Notes: • Solar system (paid off, approx. $830 value) • Reverse osmosis system (approx. $830 value) • New roof • Washer & dryer included • Can be offered furnished (negotiable) • Existing Airbnb setup can transfer, including Tier 4 permit (up to 24 months) with the right terms • Seller carries note available • See Dropbox link in confidential remarks for additional details

Mortgage Calculator

Est. Monthly Payment

$6,342

Principal & Interest$5,051
Property Tax$999
Insurance$291
%($199,800)
%

Location

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Investment Score

22D
Est. Monthly Rent
$4,042
Monthly Cashflow

Rent − PITIA

$-2,299
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,062

Mortgage (P+I)
$5,051
Cap Rate
1.19%
Cash-on-Cash
-24.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,317

NOI (Annual)
$11,878
Price-to-Rent

Lower = better for investors

20.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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