7971 Montara Avenue
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7971 Montara Avenue

B

San Diego, CA 92126

$969,000
NEW — 3d

Soft Appraisal Value: $954,900 · 1.5% above estimate

Beds

3

Baths

2

Sqft

1,405

Year Built

1976

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2605189

This property is in San Diego (92126). View neighborhood stats →

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About This Property

Set on a cul-de-sac in Mira Mesa, this freshly painted 3-bedroom, 2-bath home pairs a bright, open layout with a private backyard — and no HOA. Inside, 1,405 square feet of living space feels open and light-filled, with new carpet in the primary bedroom and fresh interior paint throughout. The exterior has been freshly painted as well, so the big cosmetic updates are already handled. Out back, the yard on a 5,386-square-foot lot offers room to garden, entertain, or simply enjoy San Diego’s year-round climate. Parking is flexible with a garage, driveway, and street parking. The 92126 location puts parks, trails, dining, and shopping within easy reach, along with convenient access to transit and major employers across the region.

Mortgage Calculator

Est. Monthly Payment

$6,151

Principal & Interest$4,900
Property Tax$969
Insurance$283
%($193,800)
%

Location

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Investment Score

33C
Est. Monthly Rent
$4,447
Monthly Cashflow

Rent − PITIA

$-1,705
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,535

Mortgage (P+I)
$4,900
Cap Rate
1.69%
Cash-on-Cash
-21.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$9,038

NOI (Annual)
$16,376
Price-to-Rent

Lower = better for investors

18.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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