786 Goetschl
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786 Goetschl

Ctop 80%

San Diego, CA 92114

$889,000
NEW — 1d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

10 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,757/mo full cashflow at 20% down, 7.36% rate.

Works at $397,368 (55% under asking), or at 82% down.

Rent $3,944/mo from 8 leases of 2–4 bed houses within 1 mi ($3,894–$4,339).

Beds

3

Baths

2

Sqft

1,590

Year Built

1981

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026840SD

This property is in San Diego (92114). Browse neighborhood analytics →

Virtual Tour

About This Property

Panoramic ocean views, evenings overlooking the city lights, renovated home on a large lot, Features open floor plan, New kitchen features all-new cabinets and new stainless steel appliances, including a refrigerator, stove, and microwave. New showers and vanities refresh the bathrooms, while new flooring and light fixtures throughout, new windows and doors, and fresh interior and exterior paint, new roof and new heating and air conditioning system. The large lot offers potential for an ADU and junior ADU.

Mortgage Calculator

Est. Monthly Payment

$6,053

Principal & Interest$4,905
Property Tax$889
Insurance$259
%($177,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Nye Elementary · grades K-5 · San Diego Unified

  • Middle

    Knox Middle · grades 6-8 · San Diego Unified

  • High

    Lincoln High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

31C
Est. Monthly Rent
$3,944

8 leases of 2–4 bed houses within 1 mi · $3,894–$4,339

Blended 50/50 with the zip's market median ($3,794)

Monthly Cashflow

Rent − PITIA

-$2,109
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,757

What would make this work?

$3,757/mo short at 20% down; 82% down or +$4,879/mo rent closes it.

Break-even price

55% under asking

$397,368
Break-even rent

$4,879/mo above the estimate

$8,823/mo
Cashflow at 35% down
−$2,837/mo
Down payment to break even

$728,980 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,905
Cap Rate
1.82%
Cash-on-Cash
-25.36%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$16,143
Price-to-Rent

Lower = better for investors

18.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,757/mo