7810 Mission Montana Pl
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7810 Mission Montana Pl

C

San Diego, CA 92120

$949,000

Soft Appraisal Value: $942,300 · 0.7% above estimate

Beds

4

Baths

2.5

Sqft

1,836

Year Built

1983

Days on Market

60

Property Type

Duplex

HOA/mo

$175

MLS ID

260008888SD

This property is in San Diego (92120). View neighborhood stats →

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About This Property

Exciting opportunity to make your own improvements! Tucked away on a quiet cul-de-sac in sought-after Del Cerro, this rare 4BR/2.5BA home (1,836 sq ft) in the Belaire community offers an open, airy floor plan with vaulted ceilings and abundant natural light. All bedrooms are upstairs, including a spacious primary suite with ample closet space. The bright kitchen features generous cabinetry and flows seamlessly into the living and dining areas—ideal for everyday living and entertaining. Enjoy a private, peaceful backyard perfect for relaxing or hosting guests. Home includes solar for energy efficiency. Prime location within walking distance to Rancho Mission Canyon Park and Mission Trails Regional Park. Just minutes to SDSU, downtown San Diego, beaches, golf courses, Lake Murray, and Santee Lakes, with convenient access to dining, shopping, and outdoor recreation. Served by highly rated Marvin Elementary, Lewis Middle, and Patrick Henry High School. Rarely available 4-bedroom floor plan—don’t miss this opportunity!

Mortgage Calculator

Est. Monthly Payment

$6,199

Principal & Interest$4,799
Property Tax$949
Insurance$277
HOA$175
%($189,800)
%

Location

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Investment Score

11D
Est. Monthly Rent
$3,373
Monthly Cashflow

Rent − PITIA

$-2,827
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,393

Mortgage (P+I)
$4,799
Cap Rate
0.51%
Cash-on-Cash
-27.78%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$9,079

NOI (Annual)
$4,865
Price-to-Rent

Lower = better for investors

23.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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