5037 Waring Rd

5037 Waring Rd

D

San Diego, CA 92120

$850,000
NEW — 5d on market

Beds

3

Baths

2

Sqft

1,097

Year Built

1956

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007485SD

View on MLS

Description

Located in Allied Gardens, one of San Diego’s most beloved mid-century neighborhoods, this charming home offers a rare opportunity to own a piece of classic character while making it your own. Lovingly maintained with true pride of ownership, the home showcases its original charm, including hardwood floors waiting to be revealed beneath the carpet and a vintage kitchen that reflects the timeless appeal of the era. Thoughtful updates, including newer air conditioning, provide added comfort, while the home’s well-kept condition allows for immediate enjoyment or a gradual, personalized renovation. This home is a perfect entry into the neighborhood—offering the chance to move in and enjoy as-is, or thoughtfully update over time while building equity in a highly desirable San Diego location.

Mortgage Calculator

Est. Monthly Payment

$5,396

Principal & Interest$4,298
Property Tax$850
Insurance$248
%($170,000)
%

Investment Score

8D
Est. Monthly Rent
$4,562
Monthly Cashflow

Rent − PITIA

$-834
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,592

Mortgage (P+I)
$4,298
Cap Rate
2.41%
Cash-on-Cash
-18.29%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$7,928

NOI (Annual)
$20,477
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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