7810 Inception Way

7810 Inception Way

D

San Diego, CA 92108

$875,000
NEW — 2d on market

Soft Appraisal Value: $874,500 · 0.1% above estimate

Beds

3

Baths

3.5

Sqft

1,401

Year Built

2014

Days on Market

2

Property Type

Townhouse

HOA/mo

$550

MLS ID

PTP2602322

Description

Located in the highly desirable Civita community in Mission Valley, this property offers access to true resort-style amenities including a state-of-the-art community center, multiple pools including an Olympic lap pool, fitness center, parks, playgrounds, sports courts, walking trails, clubhouse, barbecue areas, and event spaces. Built in 2014, this residence features a functional three-story layout with a bedroom on the first level along with a bathroom, ideal for guests or a home office, along with wood flooring, abundant natural light, and a seamless flow from the living room through the kitchen to a private balcony with canyon views. The kitchen includes granite countertops, a waterfall island, stainless steel appliances, recessed lighting, and pendant lighting over the island. Additional features include a bathroom on every level, upgraded fixtures throughout, a storage closet, and a two-car attached garage. Upstairs includes the primary and secondary bedrooms with a convenient laundry area on the same level, while a chair lift between the second and third floors adds accessibility. Centrally located with easy access to restaurants, shopping, and local farmers markets, this home offers one of the most convenient lifestyles in all of San Diego.

Mortgage Calculator

Est. Monthly Payment

$6,105

Principal & Interest$4,424
Property Tax$875
Insurance$255
HOA$550
%($175,000)
%

Investment Score

4D
Est. Monthly Rent
$4,432
Monthly Cashflow

Rent − PITI − HOA

$-1,672
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,421

Mortgage (P+I)
$4,424
Cap Rate
1.38%
Cash-on-Cash
-23.46%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$8,875

NOI (Annual)
$12,042
Price-to-Rent

Lower = better for investors

16.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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