Back to listings
779 Cholla Rd
1 / 20

779 Cholla Rd

Ctop 80%

Chula Vista, CA 91910

$1,139,000
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

Pass at asking: -$5,141/mo full cashflow at 20% down, 7.49% rate.

Works at $472,462 (59% under asking), or at 85% down.

Rent $4,733/mo from 14 leases of 3–5 bed houses within 1 mi ($4,306–$4,804).

Beds

4

Baths

2.5

Sqft

2,074

Year Built

1979

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2608201

This property is in Chula Vista (91910). Browse neighborhood analytics →

About This Property

No HOA! No Mello-Roos! Move-in ready! Welcome to this wonderful home in the highly desirable Rancho del Rey neighborhood. Featuring a spacious backyard with endless possibilities, this property is perfect for adding a pool, building an ADU, creating your dream outdoor entertaining space, or simply enjoying the extra room to relax and play. Ideally located, this home offers the perfect opportunity to enjoy comfort, convenience, and room to grow. Don't miss your chance to make this special property your next home!

Mortgage Calculator

Est. Monthly Payment

$7,836

Principal & Interest$6,365
Property Tax$1,139
Insurance$332
%($227,800)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Casillas (Joseph) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Rancho del Rey Middle · grades 7-8 · Sweetwater Union High

  • High

    Otay Ranch Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,733

vs

Comp Average

$4,611

287 Eucalyptus Ct

287 Eucalyptus Ct

4bd / 2.5ba · 2,010 sqft · Single Family

$900K

Est. $4,549/mo

300 Corte Nacion

300 Corte Nacion

5bd / 2.5ba · 2,141 sqft · Single Family

$975K

Est. $4,727/mo

1085 Winding Oak Drive

1085 Winding Oak Drive

4bd / 2.5ba · 1,889 sqft · Single Family

$990K

Est. $4,372/mo

1048 Calma Drive

1048 Calma Drive

4bd / 2.5ba · 2,143 sqft · Single Family

$1.04M

Est. $4,622/mo

1268 Calle Candelero

1268 Calle Candelero

4bd / 2.5ba · 2,074 sqft · Single Family

$1.10M

Est. $4,787/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

15C
Est. Monthly Rent
$4,733

14 leases of 3–5 bed houses within 1 mi · $4,306–$4,804

Blended 50/50 with the zip's market median ($4,927)

Monthly Cashflow

Rent − PITIA

-$3,103
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,141

What would make this work?

$5,141/mo short at 20% down; 85% down or +$6,676/mo rent closes it.

Break-even price

59% under asking

$472,462
Break-even rent

$6,676/mo above the estimate

$11,409/mo
Cashflow at 35% down
−$3,947/mo
Down payment to break even

$968,150 cash

85%
Rate to break even

Negative even at a 0% loan

Not reachable
Mortgage (P+I)
$6,365
Cap Rate
1.54%
Cash-on-Cash
-27.08%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
NOI (Annual)
$17,531
Price-to-Rent

Lower = better for investors

20.1

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$5,141/mo