779 Barbara Ave
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779 Barbara Ave

Dbottom 20%

Solana Beach, CA 92075

$6,899,000

Pass at asking: -$42,102/mo full cashflow at 20% down, 7.43% rate.

Works at $1,417,355 (79% under asking); even all cash loses money at asking.

Rent $14,137/mo from 9 leases of 3–5 bed houses within 0.5 mi ($10,791–$20,804).

Beds

4

Baths

4.5

Sqft

4,570

Year Built

2003

Days on Market

50

Property Type

Single Family

HOA/mo

N/A

MLS ID

260022860SD

This property is in Solana Beach (92075). View neighborhood stats →

Virtual Tour

About This Property

Indulge in breathtaking panoramic ocean and lagoon views from every main living space in this serene coastal retreat. Before you even cross the threshold, an immense glass front door invites you to drink in the horizon. Inspired by the organic architecture of Frank Lloyd Wright, the home reflects the natural world through walls of windows, a stacked stone entryway, Brazilian cherrywood floors, rainforest granite countertops, and hand-engraved hardware throughout. The heart of the home is a stunning great room where sea, sky, and lagoon create an ever-changing backdrop for everyday living. The space encompasses a chef's kitchen with sit-in bar and Viking appliances, a dining area, and a formal living room that opens onto a deck with firepit — perfect for relaxed entertaining or quiet evenings watching the sun set over the Pacific. The main-level primary suite features dual spa-like baths, a generous walk-in closet, and a flex room ideal for an office, library, or gym, with direct access to the deck and the option for effortless single-level living. The lower level offers exceptional flexibility, with a family room and galley kitchen with sit-in bar opening onto an outdoor patio with built-in barbecue and firepit. A spacious secondary suite with its own private entrance via stairs to the driveway creates ideal options for guests, extended family, or multi-generational living. Two additional bedrooms serve beautifully as offices, guest rooms, or family bedrooms, and laundry is conveniently located on both levels. Just minutes to the beach, freeway, and top-rated schools.

Mortgage Calculator

Est. Monthly Payment

$47,238

Principal & Interest$38,327
Property Tax$6,899
Insurance$2,012
%($1,379,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Solana Vista Elementary · grades K-3 · Solana Beach Elementary

  • Middle

    Earl Warren Middle · grades 7-8 · San Dieguito Union High

  • High

    Torrey Pines High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$14,137

9 leases of 3–5 bed houses within 0.5 mi · $10,791–$20,804

Monthly Cashflow

Rent − PITIA

-$33,101
Full Cashflow

Incl. vacancy, PM, maint, capex

-$42,102

What would make this work?

$42,102/mo short at 20% down; +$54,677/mo rent closes it.

Break-even price

79% under asking

$1,417,355
Break-even rent

$54,677/mo above the estimate

$68,814/mo
Cashflow at 35% down
−$34,915/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$38,327
Cap Rate
-0.53%
Cash-on-Cash
-36.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.30

NOI (Annual)
-$36,814
Price-to-Rent

Lower = better for investors

40.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$42,102/mo