777 6th #127
Ctop 80%San Diego, CA 92101
One license per person in San Diego: whether you can hold it depends on you, not only the home.
178 licensed short-term rentals within ½ mile (137 whole home), from the cities' license and permit lists of Nov 9, 2026.
3 short-term rental licenses on file in this 71-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$4,887/mo full cashflow at 20% down, 7.43% rate.
Works at $251,754 (72% under asking), or at all cash.
Rent $3,595/mo from 3 leases in this building ($2,872–$3,346). Previously leased for $3,595.
Beds
1
Baths
1
Sqft
1,314
Year Built
2005
Days on Market
48
Property Type
Condo
HOA/mo
$835
MLS ID
260023228SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Rare street-level live/work loft with 16'+ ceilings and over 1,300 SF in the heart of Downtown San Diego’s vibrant Gaslamp Quarter! Offering flexible and light-filled space, this unique residence features dramatic towering windows and an expansive open-concept layout that captures the essence of urban loft living. The spacious kitchen, full bathroom and extra-large loft area provide incredible versatility for residential living, creative workspace or a combination of both. A secure, gated street-level entry offers added privacy and convenience, while a private parking space adds a valuable downtown amenity. Ideal for those seeking a distinctive urban residence, studio, startup, salon, professional office or creative live/work environment. Step outside and enjoy one of San Diego’s most walkable locations, surrounded by the Gaslamp Quarter’s restaurants, cafes, nightlife, entertainment, Petco Park, the Convention Center and the waterfront. A truly rare opportunity to live, work and experience Downtown San Diego from one exceptional space.
Mortgage Calculator
Est. Monthly Payment
$6,915
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,595
Comp Average
$4,397
1199 Pacific Hwy
2bd / 2ba · 1,325 sqft · Condo
$900K
Est. $6,209/mo
235 Market St
2bd / 2ba · 1,308 sqft · Condo
$834K
Est. $4,308/mo
877 Island Avenue
1bd / 1.5ba · 1,257 sqft · Condo
$770K
Est. $3,467/mo
877 Island Ave
1bd / 1.5ba · 1,228 sqft · Condo
$989K
Est. $3,704/mo
700 Harbor
2bd / 2ba · 1,353 sqft · Condo
$925K
Est. $4,298/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $3,595
3 leases in this building · $2,872–$3,346
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,887/mo short at 20% down; 100% down or +$6,347/mo rent closes it.
- Break-even price
- $251,754
- Break-even rent
- $9,942/mo
- Cashflow at 35% down
- −$3,962/mo
- Down payment to break even
- 100%
- Rate to break even
- Not reachable
72% under asking
$6,347/mo above the estimate
$888,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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