7717 Margerum San Diego

7717 Margerum San Diego

D

, CA 92120

$424,999

Beds

1

Baths

1

Sqft

643

Year Built

1978

Days on Market

29

Property Type

Condo

HOA/mo

$384.5

MLS ID

PW26024179

View on MLS

Description

Welcome home to Mission Trails Villas — where everyday living feels like a getaway. This beautifully upgraded, ++GROUND FLOOR++ 1 bed, 1 bath condo offers the perfect blend of comfort, style, and simplicity in a resort-like community you’ll love coming home to. Step inside to upgraded vinyl flooring and a modern, light-filled kitchen featuring white shaker cabinets, quartz countertops, and a full suite of APPLIANCES. The open layout flows effortlessly from the kitchen to the living and dining areas, creating a space that feels both inviting and functional. Slide open the doors to your private patio, ideal for morning coffee, evening relaxation, or casual entertaining. The bedroom offers a walk-in closet with built-in shelving, while the newly updated bathroom completes this move-in-ready retreat. An ++IN UNIT WASHER & DRYER++ add everyday convenience. Beyond your front door, enjoy true resort-style living with access to a pool, spa, sauna, gym, clubhouse, barbecue area, tennis and basketball courts — all with water and trash included in the HOA. One assigned carport is also included. Love the outdoors? You’re just minutes from Mission Trails Regional Park, with shopping, dining along Navajo Road, top-rated schools, SDSU, and easy freeway access nearby. Whether you’re buying your first home, downsizing, investing, or simply ready for a low-maintenance lifestyle, this is a rare opportunity to own in one of 92120’s most sought-after communities. Some images have been virtually staged. Broker and agents do not represent or guarantee the accuracy of the square footage, income, expenses, condition, development potential, bedroom/bathroom count, lot size or lot lines, dimensions, permitted or non permitted spaces, or school eligibility. Buyer is advised to independently verify the accuracy of all information with appropriate professionals. There are no warranties or guarantees, buyer to rely solely on his/her/their own findings

Mortgage Calculator

Est. Monthly Payment

$3,082

Principal & Interest$2,149
Property Tax$425
Insurance$124
HOA$385
%($85,000)
%

Investment Score

4D
Est. Monthly Rent

Market Rent Estimate

$1,952
Monthly Cashflow

Rent − PITI − HOA

$-1,131
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,934

Mortgage (P+I)
$2,149
Cap Rate
0.61%
Cash-on-Cash
-15.96%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.91
Break-even Rent
$3,083

NOI (Annual)
$2,585
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

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