4562 Twain Ave San Diego

4562 Twain Ave San Diego

D

, CA 92120

$299,900

Beds

1

Baths

1

Sqft

612

Year Built

1981

Days on Market

57

Property Type

Condo

HOA/mo

$476.93

MLS ID

250046394SD

Description

Beautifully updated second-level one-bedroom unit featuring tasteful upgrades throughout — and an outstanding opportunity for first-time homebuyers seeking an affordable entry into homeownership, as well as investors looking for a low-maintenance rental with strong cash-flow potential. The kitchen showcases crisp white cabinetry, granite countertops, and stainless-steel appliances, while the bathroom has been refreshed with a new vanity, tub, and tile surround. Additional improvements include updated flooring, dual-pane windows, modern lighting, and smooth ceilings throughout. Light-filled and move-in ready, this home is ideally located just half a block from public transportation and minutes from shopping, dining, entertainment, freeway access, and SDSU, delivering both comfort and convenience in a highly desirable area.

Mortgage Calculator

Est. Monthly Payment

$2,381

Principal & Interest$1,516
Property Tax$300
Insurance$87
HOA$477
%($59,980)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$1,435
Monthly Cashflow

Rent − PITI − HOA

$-945
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,525

Mortgage (P+I)
$1,516
Cap Rate
-0.04%
Cash-on-Cash
-18.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.95
Break-even Rent
$2,380

NOI (Annual)
$-106
Price-to-Rent

Lower = better for investors

17.4

* Defaults: 20% down, 6.5% rate, 30yr.

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