7653 Mission Gorge Road #58
1 / 20

7653 Mission Gorge Road #58

Btop 30%

San Diego, CA 92120

$515,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

9 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 90-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,368/mo full cashflow at 20% down, 7.43% rate.

Works at $206,734 (60% under asking), or at 87% down.

Rent $2,763/mo from 9 leases of 2-bed condos & townhomes within 2 mi ($2,471–$2,931).

Beds

2

Baths

2

Sqft

1,073

Year Built

2005

Days on Market

0

Property Type

Condo

HOA/mo

$540

MLS ID

PTP2608218

This property is in San Diego (92120). View neighborhood stats →

Virtual Tour

About This Property

Spacious **top-floor, end-unit condo** in the gated Rancho Mission Trails community! This 2-bedroom, 2-bath home offers 1,073 sq. ft. of living space with no neighbors above, a cozy fireplace, private balcony overlooking greenery, **walk-in closets in both bedrooms**, and convenient in-unit laundry. Includes **two assigned parking spaces**, one covered garage space and one outdoor space conveniently located near the unit. Community amenities include a pool, spa, fitness center, clubhouse, elevator access, and beautifully landscaped grounds. Enjoy the added security and privacy of a gated community in a peaceful, secluded setting away from the busy Mission Valley area, yet minutes from shopping, dining, and entertainment. Centrally located near Kaiser Permanente Zion Medical Center, Cowles Mountain hiking trails, Mission Trails Regional Park, and major freeways.

Mortgage Calculator

Est. Monthly Payment

$4,066

Principal & Interest$2,861
Property Tax$515
Insurance$150
HOA$540
%($103,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Marvin Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

41B
Est. Monthly Rent
$2,763

9 leases of 2-bed condos & townhomes within 2 mi · $2,471–$2,931

Blended 50/50 with the zip's market median ($2,708)

Monthly Cashflow

Rent − PITIA

-$1,303
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,368

What would make this work?

$2,368/mo short at 20% down; 87% down or +$3,075/mo rent closes it.

Break-even price

60% under asking

$206,734
Break-even rent

$3,075/mo above the estimate

$5,838/mo
Cashflow at 35% down
−$1,831/mo
Down payment to break even

$448,050 cash

87%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,861
Cap Rate
1.47%
Cash-on-Cash
-27.58%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$7,578
Price-to-Rent

Lower = better for investors

15.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
BCashflow−$2,368/mo