755 Duoro Drive
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755 Duoro Drive

Ctop 80%

Chula Vista, CA 91910

$949,995

Pass at asking: -$4,045/mo full cashflow at 20% down, 7.43% rate.

Works at $423,338 (55% under asking), or at 82% down.

Rent $4,222/mo from 13 leases of 2–4 bed houses within 1 mi ($4,091–$4,572).

Beds

3

Baths

2.5

Sqft

1,766

Year Built

1995

Days on Market

98

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2605196

This property is in Chula Vista (91910). Browse neighborhood analytics →

Virtual Tour

About This Property

ASSUMABLE FHA LOAN @ 3.875% - MOTIVATED SELLER - Welcome to this beautifully home in the highly desirable Rancho Del Rey community! NO HOA, NO MELLO ROOS!!!! This spacious single family residence offers 3 bedrooms, 2.5 bathrooms, and approximately 1,422 sq. ft. of comfortable living space, plus garage converted to a 344 sq. ft. fully permitted Studio (ADU) with kitchen, and full bathroom — ideal for extended family, guests, a private home office, or potential rental income. The home features an updated kitchen with modern finishes, a dedicated laundry room, leased solar panels for improved energy efficiency, and a low-maintenance backyard with artificial turf, perfect for year-round enjoyment. Ideally located in the heart of Rancho Del Rey, you'll be just minutes from the YMCA, Costco, Discovery Charter School, Bonita Vista High School, Southwestern College, parks, shopping, dining, and major commuter routes. This exceptional property offers the perfect blend of comfort, convenience, and versatility. Don't miss this incredible opportunity!

Mortgage Calculator

Est. Monthly Payment

$6,505

Principal & Interest$5,278
Property Tax$950
Insurance$277
%($189,999)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Discovery Charter · grades PK-8 · Chula Vista Elementary

  • Middle

    Bonita Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Bonita Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

28C
Est. Monthly Rent
$4,222

13 leases of 2–4 bed houses within 1 mi · $4,091–$4,572

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,283
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,045

What would make this work?

$4,045/mo short at 20% down; 82% down or +$5,254/mo rent closes it.

Break-even price

55% under asking

$423,338
Break-even rent

$5,254/mo above the estimate

$9,476/mo
Cashflow at 35% down
−$3,056/mo
Down payment to break even

$778,996 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,278
Cap Rate
1.82%
Cash-on-Cash
-25.55%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$17,321
Price-to-Rent

Lower = better for investors

18.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,045/mo